USDA Vs. FHA Pro and Con comparison in Hansville, Kitsap County, WA
In 2025, the USDA loan limit for Hansville, within Kitsap county, WA, is $398,300. Meanwhile, the FHA cap for a single-family home is $563,500.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator lets you view the USDA, FHA, Conforming, and VA options side by side, helping you decide which program in suits your financial situation best.
2025 Loan Limits and Downpayment Requirements in Hansville, Kitsap, WA
Loan Type
Loan Limit
Down Payment
USDA
$398,300
0%
FHA
$563,500
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Hansville, WA
Lendersa® aims to quickly secure the optimal USDA or FHA loan with minimal hassle. Begin by choosing one of three pathways that align you with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and often known as a USDA rural development loan or USDA mortgage, is designed for rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA mortgages require none, offering significant advantages to eligible buyers.
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10240 Westminster Ave, Suite 202, Garden Grove, CA, 92843
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12900 Garden Grove Blvd, Suite 265, Garden Grove, CA, 92843
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13252 Garden Grove Blvd, Suite 209, Garden Grove, CA, 92843
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12900A Garden Grove Boulevard, Suite 136, Garden Grove, CA, 92843
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13252 Garden Grove Boulevard, Suite 209, Garden Grove, CA, 92843
National Home Loans home is definitely much more than any other house. A home is the center of a family where people find love, laugh, sharing, caring, and much more. Homes are where new chapter of life created, stories are written, and family legacies start National Home Loans, we are excited and honored to be part of your journeys. When we are he
At Pacific Seal Mortgage, we specialize in matching borrowers with the right mortgages. Conventional and FHA mortgages are among the many loan programs we have available. As a Mortgage Broker, we work with an array of Direct Lenders and can shop around to give you the most competitive rate available.
We are a committed team, here to help you find the right mortgage rate for your needs. We understand that every borrower is different, and we offer a variety of services to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by working with the latest financial tools.
