USDA VS FHA in Hansville, Kitsap County, WA

In 2026, the USDA loan limit for Hansville, within Kitsap county, WA, is $398,300. Meanwhile, the FHA cap for a single-family home is $563,500.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator lets you view the USDA, FHA, Conforming, and VA options side by side, helping you decide which program in suits your financial situation best.

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2026 Loan Limits and Downpayment Requirements in Hansville, Kitsap, WA

Loan Type Loan Limit Down Payment
USDA $398,300 0%
FHA $563,500 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Hansville, WA

Lendersa® aims to quickly secure the optimal USDA or FHA loan with minimal hassle. Begin by choosing one of three pathways that align you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WA

A USDA home loan, guaranteed by the Department of Agriculture and often known as a USDA rural development loan or USDA mortgage, is designed for rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA mortgages require none, offering significant advantages to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Equity Mortgage Group LLC
  • 860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512
  • First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA | FHA 203k| VA | USDA | Jumbo | Conventional

  • Louisiana Federal Credit Union
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  • Louisiana Federal Credit Union has been open since 1935. It's the 11th largest credit union in Louisiana with assets totaling $473.99 Million and providing banking services to more than 36, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • The Hometown Bank Of Alabama
  • 2002 2nd Ave, Oneonta, AL, 35121
  • Established in 2003, HomeTown Bank is a community bank that has four locations in small towns across Alabama. Locally owned & operated. we are committed to a personal banking experience & being actively involved in the communities that we serve.

    Our customers get the opportunity to work with experienced professionals who understand their commu

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  • Our Mission is to be the primary financial institution within our field of membership. We will provide quality financial products & services to our members. Our goal is to offer value to our membership in loan rates, deposit rates, products, and exceptional member service. We will strive to provide a challenging work environment for our employees.

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  • Ohio Valley Bank
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    Ohio Valley Bank is credited for many banking ""firsts""​ in its region. The bank was the first in Gallia County to offer ATMs, in-store branches, banking on Sunday and most holidays, internet bank

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  • First Bank of Boaz is Marshall County’s oldest independent community bank. Owned & operated by seventy local stockholders, First Bank is able to make decisions locally & that means a customer is still treated as an individual, not as a number. With $278 million in assets & 17% in capital, the bank is large enough to handle all your banking needs.

  • Southern Home Mortgage Corporation
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