USDA and FHA Pro and Con in Prosser, Benton County, WA
In 2025, the USDA loan limit in Prosser, part of Benton county in WA, is $336,500, as compared to the FHA limit of $472,030 for a single-family home.
Lendersa® offers a USDA loan calculator to assist in comparing today's top USDA and FHA rates. It helps discern the income, credit, reserves, and documents needed for qualification. Utilize our advanced mortgage calculator to view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial situation in .
Overview of 2025 Loan Limits and Down Payment Needs in Prosser, Benton, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Prosser, WA
The aim of Lendersa® is to quickly connect you with the best USDA or FHA loan options without hassle. Choose one of three starting points that pair you with lenders and relevant USDA programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage. It's available only in rural areas. Unlike FHA loans demanding at least a 3.5% down payment, USDA loans require no down payment, ideal for those eligible.
North Shore Trust and Savings’ focus since 1921 has been home ownership and wealth accumulation for our customers. We continually invest in training our team and updating technology to better serve our customers, and we give back to the communities that support us through civic service and financial literacy programs.
The De La Cerda Team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
DuPage County Employees Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings
Wheaton Bank & Trust Company, National Association
100 N. Wheaton Avenue, Wheaton, IL, 60187
Wheaton Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
528 West Roosevelt Road, Suite 100, Wheaton, IL, 60187
JMC Mortgage Corp our focus is on getting you the right loan and the right terms to fit your situation. A mortgage is a big commitment and you need an experienced professional guiding you through the process, answering your questions so that you’ll know with confidence that you made the right choice.
Johnson City founder James Polk Johnson, this structure has housed a variety of businesses & served as a community gathering place. In addition to serving as a community hall, opera house & meeting place for churches & community groups, the structure was occupied by such commercial enterprises as banks, general stores, hotels, & business offices.
We offer a wide range of personal and business services to meet all of your financial needs while providing the personal touch and responsiveness our clients deserve and expect. Talk with us about your individual needs and we will work with you to determine the perfect accounts for you. We sincerely appreciate your business and pledge to work
4003 Plainfield Naperville Rd, Suite 207, Naperville, IL, 60564
Our mission is simple, find our clients the best possible mortgage options available on the market. Our experienced team is trained to have you pre-approved quickly, meaning minutes not days. Our goal is to evaluate your current situation while having you approved in 30 minutes or less.
4003 Plainfield Naperville Rd., Naperville, IL, 60564
Thank you for visiting us today. Smart Mortgage Centers was founded in 1997 by Richard Birk. Our mission is simple, find our clients the best possible mortgage options available on the market. Our experienced team is trained to have you pre-approved quickly, meaning minutes not days.
