USDA and FHA Pro and Con in Prosser, Benton County, WA
In 2025, the USDA loan limit in Prosser, part of Benton county in WA, is $336,500, as compared to the FHA limit of $472,030 for a single-family home.
Lendersa® offers a USDA loan calculator to assist in comparing today's top USDA and FHA rates. It helps discern the income, credit, reserves, and documents needed for qualification. Utilize our advanced mortgage calculator to view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial situation in .
Overview of 2025 Loan Limits and Down Payment Needs in Prosser, Benton, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Prosser, WA
The aim of Lendersa® is to quickly connect you with the best USDA or FHA loan options without hassle. Choose one of three starting points that pair you with lenders and relevant USDA programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage. It's available only in rural areas. Unlike FHA loans demanding at least a 3.5% down payment, USDA loans require no down payment, ideal for those eligible.
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