In 2026, the USDA loan limit for Belfair, situated in Mason county of WA, is $336,500, whereas the FHA limit for a single-family property is set at $472,030.
To effectively compare today's USDA versus FHA rates, use the Lendersa® USDA loan calculator. This tool will help you determine the income, credit, reserves, and documentation required for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program suits your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you with minimal hassle. Initiate by selecting one of three pathways that lead to matching lenders and USDA loan options.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage. This type of loan is available only in rural areas. What sets it apart from FHA loans, which demand a minimum 3.5% down payment, is that USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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