USDA and FHA Pro and Con in Belfair, Mason County, WA
In 2026, the USDA loan limit for Belfair, situated in Mason county of WA, is $336,500, whereas the FHA limit for a single-family property is set at $472,030.
To effectively compare today's USDA versus FHA rates, use the Lendersa® USDA loan calculator. This tool will help you determine the income, credit, reserves, and documentation required for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program suits your financial needs in .
2026 Loan Limits and Downpayment Requirements in Belfair, Mason, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Belfair, WA
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you with minimal hassle. Initiate by selecting one of three pathways that lead to matching lenders and USDA loan options.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage. This type of loan is available only in rural areas. What sets it apart from FHA loans, which demand a minimum 3.5% down payment, is that USDA loans require no down payment at all.
5151 Borgen Blvd, Suite 101C, Gig Harbor, WA, 98332
Lends in Washington
We own homes, work, and raise our families in the same communities where you want to live. Our commitment to excellence extends to the relationships we maintain with local industry professionals, providing you a seamless home-lending experience.Bryte Home Loans is a mortgage company that serves Arizona, California, and Colorado.
Kitsap Credit Union has a unique culture that is infectious among its employees. We create a safe, fun, and friendly working environment where all employees are valued. To help support our mission of members joining together to build a stronger community, KCU employees are often volunteering in the community or at community events.
Peninsula Credit Union is a federally chartered credit union and is regulated by the National Credit Union Administration. Everyone who lives, works, worships, goes to school in Kitsap, Mason, Jefferson, Clallam or Grays Harbor County and/or the immediate family related to a current member is eligible to join
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
Lends in Washington
Mortgage Equities, Inc. a non-bank lender, founded in 1987 to provide commercial real estate loans to acquire property, develop land parcels, construct buildings, bridge short-term need, seize an opportunity, or find a solution to funding a unique property. Our mission is to provide a fast, efficient, reliable funding service.
Best Way Lending takes your loan seriously. We take time to evaluate your situation and give you the advice you can depend on to confidently make the offer on your home. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
Lends in Washington
We're Local. We're Veteran Owned. More importantly, we're truly INDEPENDENT Mortgage Brokers! Northwest Mortgage Services has been helping individuals in Gig Harbor and the surrounding areas buy or refinance homes for over 32 years. Give us a call or shoot us an email and see how we can help you.
5403 Olympic Drive NW, Suite 100, Gig Harbor, WA, 98335
Lends in Washington
Fairway Independent Mortgage Buying a home is one of the largest financial decisions you will make in your lifetime. From the very first phone call or meeting, my goal is to be your trusted mortgage advisor, making the process as smooth and efficient as possible. I strongly believe each and every borrower deserves highly personalized service
450 Port Orchard Blvd, Suite 220, Port Orchard, WA, 98366
Lends in Washington
American First Lending Corporation is a direct lender focused on superior execution and customer satisfaction. We pride ourselves in providing our clients with superior service while maintaining the highest standard of professional integrity in the ever changing residential lending landscape.
Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.
