In 2026, the USDA loan limit for Arcadia, located in the county of Trempealeau, WI, is $336,500. The FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA programs side by side, helping you select the best option in that suits your financial needs.
Loan Limits and Downpayment Requirements for 2026 in Arcadia, Trempealeau, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Arcadia, WI
The goal of Lendersa® is to help you secure the most suitable USDA or FHA loan swiftly and without hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs tailor-fit to your needs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is offered only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.
Arcadia Credit Union opened its doors in Arcadia, Wisconsin in 1963 in the former Trempealeau Electric Building. In 1963, the office moved to the Supreme School Supply building on Main Street. Arcadia Credit Union moved to Joe Klonecki's Insurance Building in 1967 and then, in 1973, they purchased Hermann's Barber Shop as their office.
Independence State Bank has been serving Independence and the surrounding communities since 1897. Originally called State Bank of Independence, our name was changed in 1998. Independence State Bank strives to be the community bank that people seek first in the communities we serve, by offering prompt, personalized service at fair rates.
Waumandee State Bank has been serving West Central Wisconsin since 1914. We strive for excellence in our products and customer service. Our employees take pride in helping to build strong communities through volunteer work, donations, and collaboration with local organizations. Waumandee State Bank strives to strengthen our communities.
Citizens First Bank is a bank with operations in one state. Citizens First Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages. Citizens First Bank is a FREEandCLEAR Certified Gold Low Rate Lender.
As a family-owned community bank with roots dating back to 1969,
Bluff View Bank and its branches will serve its customers with integrity, courtesy, professionalism and innovation exceeding the customers expectations. Our customers will be served by competent and highly trained employees providing professional, courteous and friendly service with a smile at all times.
The Bank of Alma…we are your community bank. The Bank of Alma is an independent bank which gives us the ability to make decisions right here so you get the answers you need, when you need them! As a community bank, we work hard to develop products and services that work for the local people.
Park Bank first opened for business in Holmen in 1909. The first loan made was to buy corn for spring planting and our first deposit was for $300 into a savings account for a down payment on a new home. Today with offices also in La Crosse and Sparta, Park Bank still offers the same personalized service, pays the best money market rates.
