For the year 2026, the USDA loan cap in West-Salem, located in the county of La Crosse, WI, is $285,000. On the other hand, the FHA sets its limit at $356,362 for single-family residences.
You can utilize the Lendersa® USDA loan calculator to assess and contrast today’s leading USDA against FHA rates. Discover the necessary income, credit, reserves, and document prerequisites. Our enhanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding in choosing the right program for your financial conditions in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim at Lendersa® is to expedite and simplify your acquisition of a USDA or FHA loan with minimal fuss. Initiate your process by opting for one among our three innovative routes leading to lender matches and USDA loan schemes.
A USDA home loan, endorsed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan, or USDA mortgage, is exclusively accessible for rural locales. Differing from FHA loans which have a 3.5% down payment requirement, the USDA option requires none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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