USDA and FHA Pro and Con in Holmen, La Crosse County, WI
For 2026 in Holmen, within the county of La Crosse, WI, the USDA loan limit is set at $336,500. On the other hand, the FHA loan limit for a single-family dwelling is $472,030.
Utilize Lendersa®'s USDA loan calculator to contrast today's USDA and FHA leading rates and ascertain the income, credit, reserves, and documents required to qualify. Our state-of-the-art mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding you in picking the ideal program in a state like Alabama, suitable for your financial condition.
2026 Loan Limits and Downpayment Requirements in Holmen, County of La Crosse, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Holmen, WI
The intent of Lendersa® is to offer you the most advantageous USDA or FHA loan options swiftly and effortlessly. Choose from one of three initial paths to locate lenders aligned with USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture—known also as a USDA rural development loan or USDA mortgage—is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, a USDA mortgage requires no down payment.
Park Bank first opened for business in Holmen in 1909. The first loan made was to buy corn for spring planting and our first deposit was for $300 into a savings account for a down payment on a new home. Today with offices also in La Crosse and Sparta, Park Bank still offers the same personalized service, pays the best money market rates.
Bluff View Bank and its branches will serve its customers with integrity, courtesy, professionalism and innovation exceeding the customers expectations. Our customers will be served by competent and highly trained employees providing professional, courteous and friendly service with a smile at all times.
La Crosse Burlington Credit Union has been open since 1955. The credit union has assets totaling $8.53 Million and provides banking services to more than 900 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Marine Credit Union believes everyone should have the opportunity to feel stable, secure and reach the fulfillment of hard work. We were created in 1931 for hardworking people, by hardworking people. Our team of 400+ employees now serves over 75, 000 members in WI, MN, IA and IL. Here, you’re more than a credit score. Visit our website to learn mor
Citizens First Bank is a bank with operations in one state. Citizens First Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages. Citizens First Bank is a FREEandCLEAR Certified Gold Low Rate Lender.
As a family-owned community bank with roots dating back to 1969,
Since we opened our doors in 1931, we’ve been making each and every one of our members feel like they count. And in fact, they do — every member of G.E.C.U. is also a partial owner. There’s always been and always will be a staff of friendly, helpful people at G.E.C.U. who get to know you by name.
We offer a full line of financial services ranging from children's savings accounts, auto and home loans, to personal and business checking accounts. Our business customers can rely on us as their financial partner to help their companies grow. In addition, we can help you plan for the future with a wide range of retirement and investment options
Our mission is to provide an experience like no other, which has made us one of the top-rated & fastest growing banks in the country! Our culture is known to be one of the best in the industry, one where we work hard. This promotes outside the box thinking with fun & play all day, resulting in our employees being some of the happiest in the world!
Gundersen Credit Union is recognized as an important member benefit offering convenient service, sound financial advice, and competitive rates in a comfortable environment. Gundersen Credit Union offers personal service, great rates, low fees and free checking! Stay connected through 7 Shared Branches.
