USDA and FHA Pro and Con in La-Crosse, La Crosse County, WI
The USDA loan limit for a single-family home in La-Crosse, county of La Crosse, WI is $285,000 in 2025, whereas the FHA limit is set at $356,362.
Utilize the Lendersa® USDA loan calculator to compare the best current USDA versus FHA rates. This allows you to determine the necessary income, credit scores, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side-by-side to choose the best program in <Alabama> for your financial needs.
2025 Loan Limits and Down Payment Requirements in La-Crosse, La Crosse, WI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Programs in La-Crosse, WI
Lendersa® is dedicated to finding the optimal USDA or FHA loan for you quickly and without complications. Begin with any of three starting points that connect you with compatible lenders and USDA loan options.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available only in rural areas. Unlike FHA loans requiring a 3.5% down payment minimum, USDA loans have no required down payment.
"Aligned Mortgage Processing is a contract loan processing company that partners with Mortgage Brokers, Lenders and Bankers throughout the State of Texas. our loan Program:
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The right loan, for the right home. How do you know what mortgage loan is the best for your unique situation? Our team is built to review 100’s of mortgage options match you with the financing that you’ll be comfortable with now and ensure you have the right loan to fit your financial needs.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
14340 Memorial Drive, Suite 400, Houston, TX, 77079
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