In 2026, the USDA loan limit for French-Island, within the county of La Crosse, WI, is $285,000. Meanwhile, the FHA limit for a single-family home is set at $356,362.
Employ the Lendersa® USDA loan calculator to weigh today’s USDA against FHA rates, determining what income, credit scores, savings, and documents you’ll need to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, aiding in finding the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is dedicated to getting you the best possible USDA or FHA loan efficiently and with minimal hassle. Choose from three starting points to find matching lenders and appropriate USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, often called USDA rural development loan or USDA mortgage, available in rural areas only. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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