USDA VS FHA in Ashland, Ashland County, WI

In 2025, the USDA loan limit for Ashland, located in Ashland county, WI, stands at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today. Determine the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side to help decide which program in suits your financial needs best.

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2025 Loan Limits and Down Payment Needs in Ashland, Ashland, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Plans in Ashland, WI

Lendersa® aims to quickly secure the best USDA or FHA loan for you without complications. Begin with one of three pathways to connect with lenders and USDA loan programs.

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What Constitutes a USDA Loan in WI?

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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