USDA Loan Vs. FHA loan pro & con Baldwin, St. Croix County, WI

In 2026, the USDA loan limit in Baldwin, in St. Croix county of WI, stands at $358,800, while the FHA loan cap is $515,200 for single-family homes.

Utilize the Lendersa® USDA loan calculator to compare the best rates today for USDA and FHA loans. It helps determine income, credit, reserves, and documents needed for qualification. Our advanced calculator showcases USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the best program for your financial needs in Alabama.

USDA and FHA Loan Options in Baldwin, WI

Lendersa® seeks to swiftly connect you with the best USDA or FHA loan, minus the hassle. Start with one of three approaches leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Contrary to FHA loans that require a minimum of 3.5% down payment, USDA loans need no down payment.

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Baldwin Lenders
(715) 684-3366 Lender's profile and map The First Bank of Baldwin 990 Main Street, Baldwin, WI, 54002 Lends in Wisconsin In September 1883, in this thriving community of farmers and lumbermen, James A. Decker and Armstrong Taylor established and incorporated the Bank of Baldwin. A national charter request was granted in October 1911, and with that came a new name-The First National Bank of Baldwin.
(715) 265-4211 Lender's profile and map Hiawatha National Bank 220 East Oak Street, Glenwood City, WI, 54013 Lends in Wisconsin Hiawatha National Bank Operator of a regional bank in Wisconsin, United States. The company offers services like personal and business banking services, loan products that include personal loans, mortgages, lines of credit, certificates of deposits along with several other banking services like telebanking and safe depositories.
(715) 425-2401 Lender's profile and map First National Bank of River Falls 104 E Locust St, River Falls, WI, 54022 Lends in Wisconsin First National Bank of River Falls is proud to offer several home mortgage, home loan & home construction loan options. We're here to make the home of your dreams a reality! Our skilled team of local lenders provide local servicing on most mortgages and are eager to walk you through the buying process.
(715) 232-7300 Lender's profile and map WESTconsin Credit Union 3333 Schneider Avenue SE, Menomonie, WI, 54751 Lends in Wisconsin WESTconsin Credit Union is one of the region's strongest financial services providers. Our history takes us back to primarily serving the Menomonie area agricultural community, then operating as Menomonie Farmers Credit Union. We expanded in membership base over the next several years and merged with other small credit unions.