USDA Vs. FHA Pro and Con comparison in Baldwin, St. Croix County, WI

In 2025, the USDA loan limit in Baldwin, in St. Croix county of WI, stands at $358,800, while the FHA loan cap is $515,200 for single-family homes.

Utilize the Lendersa® USDA loan calculator to compare the best rates today for USDA and FHA loans. It helps determine income, credit, reserves, and documents needed for qualification. Our advanced calculator showcases USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the best program for your financial needs in Alabama.

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2025 Loan Limits and Downpayment Requirements in Baldwin, St. Croix, WI

Loan Type Loan Limit Down Payment
USDA $358,800 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Baldwin, WI

Lendersa® seeks to swiftly connect you with the best USDA or FHA loan, minus the hassle. Start with one of three approaches leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Contrary to FHA loans that require a minimum of 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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