In 2026, the USDA loan limit for River-Falls, within Pierce county in WI, is $322,000. Meanwhile, the FHA limit for a single-family home is $402,500.
Use the Lendersa® USDA loan calculator to assess current USDA vs. FHA rates. Determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding your decision of the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $322,000 | 0% |
| FHA | $402,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to find you the best USDA or FHA loan without hassle. Start with one of three paths leading to matched lenders and USDA programs.
A USDA home loan, also called a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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