USDA Vs. FHA Pro and Con comparison in River-Falls, Pierce County, WI

In 2025, the USDA loan limit for River-Falls, within Pierce county in WI, is $322,000. Meanwhile, the FHA limit for a single-family home is $402,500.

Use the Lendersa® USDA loan calculator to assess current USDA vs. FHA rates. Determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding your decision of the best program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in River-Falls, Pierce, WI

Loan Type Loan Limit Down Payment
USDA $322,000 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Choosing USDA and FHA Loan Options in River-Falls, WI

The aim of Lendersa® is to find you the best USDA or FHA loan without hassle. Start with one of three paths leading to matched lenders and USDA programs.

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Explaining USDA Loans in WI

A USDA home loan, also called a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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