USDA and FHA Pro and Con in Waupaca, Waupaca County, WI

In the year 2025, the USDA loan limit in Waupaca, situated in the county of Waupaca, WI, is $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.

To compare today's top USDA and FHA rates, utilize the Lendersa® USDA loan calculator to evaluate income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, enabling you to decide which financial program in best suits your needs.

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2025 Loan Limits and Downpayment Requirements in Waupaca, Waupaca, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Waupaca, WI

The primary aim of Lendersa® is to swiftly offer you the most suitable USDA or FHA loan without hassle. Start with one of three strategic paths that lead to matching lenders and USDA loan programs.

Visualization of Lendersa USDA loan request and match results

Understanding USDA Loans in WI

A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Member Preferred Federal Credit Union
  • 340 Blue Mound Road, Suite 342, Fort Worth, TX, 76131
  • Member Preferred began in 1935 with a vision to serve the employees of the St. Louis San Fancisco (or Frisco) Railway in Texas.While the name of the railroad has changed from Burlington Northern Railroad in 1981 to the Burlington Northern Santa Fe Railroad in 1995, our mission has stayed the same.
  • Family 1st of Texas Federal Credit Union
  • 3501 Western Center Boulevard, Fort Worth, TX, 76137
  • Family 1st of Texas Federal Credit Union was chartered in 1935 by the United States Post Office employees of the Railroad Postal Division, by coming together to pool their resources and provide low-cost loans to serve one another. Over the years, our role in the community has greatly expanded.
  • Marine Federal Credit Union
  • 4180 Western Boulevard, Jacksonville, NC, 28546
  • It starts with commitment. The foundation of all great relationships. We started this credit union for the Marines. To match the loyalty and commitment with which they serve us. And for over 60 years, we’ve been here. For the Marines and their community. Here for the long haul.
  • Linear Mortgage Solution
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  • Linear Mortgage Your financial and lifestyle goals need to be considered when purchasing a home. Our Loan Consultants will take the time to learn about you, your goals and provide you with options on what type of mortgage will work best for you and also Linear Mortgage Solution was founded on the principal of making the home buying.
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  • Cumberland Municipal Employees Federal Credit Union
  • 2145 Diamond Hill Road, Cumberland, RI, 02864
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  • Profile Bank
  • 45 Wakefield Street, Rochester, NH, 03867
  • Profile Bank dedicates itself to serving the needs of our surrounding communities. We offer a broad range of financial products and services while providing each customer with the highest level of personal service. Our efforts are focused on helping those within our area. We were formed in 1907 as People’s Building and Loan Association.
  • Everlasting Capital Corporation
  • 27B Sterling Dr, Rochester, NH, 03867
  • Everlasting Capital is a national business finance solutions provider, redefining lending and financing by providing outstanding customer experiences and innovative, world-class services with creative financing options. Everlasting Capital is your number one source for getting any deal done with the highest level of expertise