USDA and FHA Pro and Con in Waupaca, Waupaca County, WI

In the year 2026, the USDA loan limit in Waupaca, situated in the county of Waupaca, WI, is $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.

To compare today's top USDA and FHA rates, utilize the Lendersa® USDA loan calculator to evaluate income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, enabling you to decide which financial program in best suits your needs.

Assess loan offers from 100 different lenders

2026 Loan Limits and Downpayment Requirements in Waupaca, Waupaca, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Waupaca, WI

The primary aim of Lendersa® is to swiftly offer you the most suitable USDA or FHA loan without hassle. Start with one of three strategic paths that lead to matching lenders and USDA loan programs.

Visualization of Lendersa USDA loan request and match results

Understanding USDA Loans in WI

A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • OneMain Financial
  • 601 N.W. Second Street, Evansville, IN, 47708
  • OneMain provides personal loans with one on one, local service at branches nationwide. Our personalized loan solutions offer customers a simple and straightforward loan application, fixed rates, fixed payments, clear terms and multiple payment options.

    Behind every great company is a great team. What we offer is simple

  • United Fidelity Bank
  • 18 N.W. Fourth Street, Evansville, IN, 47708
  • United Bank Downtown Banking CenterSince 1914, United Bank has been dedicated to building long term relationships with our customers. Our mission is to be the premier community banking institution providing financial services for our market, by surpassing customer's expectations and fulfilling community needs in a manner that enhances value.

  • Old National Bank
  • 1 Main St, Evansville, IN, 47708
  • Old National Bancorp is the largest financial services holding company headquartered in Indiana. With $24.0 billion in assets, we rank among the top 100 banking companies in the United States. Since our founding in Evansville, Ind., in 1834, we have focused on community banking by building long-term highly valued partnerships with our clients.

  • Blue Loans LLC
  • 323 East Garfield Road, Suite 10, Aurora, OH, 44202
  • Blue Loans is committed to providing you outstanding customer service. We know getting a mortgage is very important to you, and we are here to help you every step of the way Whether you are buying a home or refinancing, we are here for you. We are dedicated to serving the Northeast Ohio area. This is our home, and we are eager to help.

  • KC Mortgage Guy
  • 1201 NE 92nd St, Kansas City, MO, 64155
  • Will Fosters goal and aspiration is to provide you with such an incredible lending experience you will feel comfortable introducing the people you care about most to me. Looking forward, I see a huge opportunity to help an immense amount of people realize their financial goals, and it is my hope you will be right there alongside me.

  • Polaris Home Funding Corp
  • 224 E Broadway, Unit E, Granville, OH, 43023
  • As a Professional Mortgage Advisor, We will help you achieve the results you desire. Together, you and we will define your needs and formulate a plan for achieving your financial objectives. We pledge that we will work hard to find you the perfect loan to meet your financial goals, and we won’t quit until the job is to your satisfaction.

  • Superior Financial Services, Inc
  • 4466 Darrow Rd, Suite 17, Stow, OH, 44224
  • SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Akron Fire Department Credit Union
  • 1810 Buchholzer Boulevard, Akron, OH, 44310
  • Akron Fire Department Credit Union more than 80 years ago. Our name later became Akron Firefighters Credit Union & membership expanded to firefighters & their families throughout Northeast Ohio. In 2016, we merged the Akron Police Department Credit Union into our membership. Membership is now open to include all First Responders in the state