USDA Vs. FHA Pro and Con comparison in Black-River-Falls, Jackson County, WI

In 2025, the USDA loan limit in Black-River-Falls, found in Jackson county, WI, is $285,000, whereas for a single-family home, the FHA limit is $356,362.

Utilize Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates, and identify the required income, credit, reserves, and documentation needed for qualification. Using our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to determine the best option for your financial situation in Alabama.

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2025 Loan Limits and Downpayment Requirements in Black-River-Falls, Jackson, WI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Black-River-Falls, WI

The goal of Lendersa® is to swiftly and effortlessly secure you the best USDA or FHA loan available. Choose one of three starting paths to connect with suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan is backed by the U.S. Department of Agriculture, often called a USDA rural development loan or mortgage, and is designed specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Union Fidelity Federal Credit Union
  • 1415 North Loop West, Suite 110, Houston, TX, 77008
  • Union Fidelity Federal Credit Union is a full-service, not-for-profit cooperative financial institution. Our primary objective is to serve our members the best way possible. The credit union is committed to put forth every effort to enable our members to become financially self-sufficient and successful.
  • NuHome Group LLC
  • 1445 N Loop West, Suite 105, Houston, TX, 77008
  • We offer exceptional service for both the borrower and the Sales Professionals that refer us clients. We understand that financing your dream home is important to all parties. There must be a level of trust between us and we must remember that this is someone’s dream home is on the line and many professionals income is dependent
  • Preferred Home Lending
  • 418 W 19th St, Suite 847, Houston, TX, 77008
  • Preferred Home Lending’s team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • NuHome Group llc
  • 1445 N Loop West, Suite 105, Houston, TX, 77008
  • NuHome Group we aim to be the best in the industry. By “Best” we are not looking to be the biggest but we are striving to be the best in quality. By providing best service in the industry we will provide you with the communication you expect and exceeding our clients service expectations closing on time and many times closing your loan.
  • Blink Lending LLC
  • 603 W 11th St., Houston, TX, 77008
  • Blink Lending offers the same Conventional & VA Loans the big banks do, along with Private Money Loans for Real Estate Investors. When considering purchasing a home, you’ll likely have questions. Whether about which loan type is best for you, what is PMI and when is it required, what is an appraisal and why is it necessary
  • First Imperial Mortgage
  • 927 Studewood, Suite 200, Houston, TX, 77008
  • First Imperial Mortgage we have an unparalleled passion for excellence and integrity. As an exclusively referral-based company, we stake our livelihoods on our quality of service and the relationships we make with our clients and referral partners. It is imperative that our service far exceeds our competitors’
  • Texas Loan Star, Inc.
  • 2233 Yale Street, Houston, TX, 77008
  • "Texas Loan Star, and we want to welcome you to a new way of financing your home. We are experts in the mortgage lending industry with over 50 years of lending experience on our team. As a direct lender, we are able to fit clients into the “qualification box” by providing alternatives"
  • Austin County State Bank
  • 436 South Front Street, Bellville, TX, 77418
  • ACS Bank is your hometown bank. Our intention is to be an integral part of the community thread and share personal, positive interactions with our customers each and every day. We’ve grown our branch locations from where we started in Austin County to reach further and farther, ensuring we’re local to everyone and everywhere we serve.
  • The First National Bank of Bellville
  • 100 East Main Street, Bellville, TX, 77418
  • First National Bank of Bellville’s legacy of commitment and service reaches back to July of 1890. That is over 130 years of dedication to our community and providing them with the kind of service you would expect from an institution with your values in mind. FNB Bellville is a community bank located in the heart of Bellville, Texas.