USDA VS FHA in Black-River-Falls, Jackson County, WI
In 2026, the USDA loan limit in Black-River-Falls, found in Jackson county, WI, is $285,000, whereas for a single-family home, the FHA limit is $356,362.
Utilize Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates, and identify the required income, credit, reserves, and documentation needed for qualification. Using our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to determine the best option for your financial situation in Alabama.
2026 Loan Limits and Downpayment Requirements in Black-River-Falls, Jackson, WI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Black-River-Falls, WI
The goal of Lendersa® is to swiftly and effortlessly secure you the best USDA or FHA loan available. Choose one of three starting paths to connect with suitable lenders and USDA loan options.
A USDA home loan is backed by the U.S. Department of Agriculture, often called a USDA rural development loan or mortgage, and is designed specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.
Black River Country Bank has been a long time member our community since we started as the Bank of Melrose back in 1907! While much has changed in over 115 years of business. Our integrity, safety & soundness, community commitment, inclusion of others, and customer-centered approach has never wavered.
Co-op Credit Union is a financially-strong, full-service credit union. We serve just over 19, 000 members at our 6 office locations & have more than $305 million in assets. Here at CCU, our mission is, "Serving our members, where they are, through all stages of life. Our Mission is to Serving our members, where they are, through all stages of life.
1st Community Credit Union is a not-for-profit organization owned by its members...people like you. Our purpose is to provide a source of credit at a fair and reasonable rate. As a member, you are one of the owners of your Credit Union. We take pride in serving our members in the best way we know how: with friendly, personalized service.
Bank First is headquartered in Manitowoc, Wisconsin. Through a combination of acquisitions and de novo offices, our Bank has expanded to serve the financial needs of those throughout Wisconsin. Our growth has been achieved through our relationship-based model of banking. We take pride in knowing our customers on a personal level and working togethe
Affordable Mortgage Financing LLC is located in Tomah, Wisconsin, and was founded in 2003. This business is working in the following industry: Mortgage companies. Annual sales are around USD 203, 040.00 and also Home loans to purchase or refinance. Amazing RATES. VA FHA USDA RURAL DEVELOPMENT.
Established in 1903, First National Bank of Bangor is independently owned and is proud to be your “Community Bank.” We offer a wide range of products and services to satisfy both your business and personal financial needs. We support and partner with our local communities in activities to improve the quality of life for their residents.
Park Bank first opened for business in Holmen in 1909. The first loan made was to buy corn for spring planting and our first deposit was for $300 into a savings account for a down payment on a new home. Today with offices also in La Crosse and Sparta, Park Bank still offers the same personalized service, pays the best money market rates.
Bluff View Bank and its branches will serve its customers with integrity, courtesy, professionalism and innovation exceeding the customers expectations. Our customers will be served by competent and highly trained employees providing professional, courteous and friendly service with a smile at all times.
Citizens First Bank is a bank with operations in one state. Citizens First Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages. Citizens First Bank is a FREEandCLEAR Certified Gold Low Rate Lender.
As a family-owned community bank with roots dating back to 1969,
