USDA Loan Vs. FHA loan pro & con Sparta, Monroe County, WI

In 2026, the USDA loan limit for Sparta, within the county of Monroe, WI, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Take advantage of the Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA rates. This tool assists in assessing income, credit, reserves, and necessary documentation for qualification. Our cutting-edge mortgage calculator allows you to compare USDA, FHA, Conforming, and VA products side by side, helping you make the right decision for your financial situation in .

Exploring USDA and FHA Loan Options in Sparta, WI

The objective of Lendersa® is to ensure you obtain the best available USDA or FHA loan without hassle. Begin your journey by selecting one of three entry points leading to matching lenders and potential USDA loan programs.

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Comprehending USDA Loans in WI

A USDA home loan, underscored by the Department of Agriculture and also referred to as a USDA rural development loan, is exclusive to rural regions. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none, thereby improving access to homeownership in these areas.

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(716) 875-1747 Lender's profile and map Reviews Radius Federal Credit Union 2853 Delaware Avenue, Kenmore, NY, 14217 "At Radius Federal Credit Union, we believe that all of us share common goals, but we nurture individual dreams. Those dreams inspire your decisions, drive your ambitions, and revolve around what’s truly important. That’s your 360° life. And Radius is by your side for every turn and transition."
(412) 221-6660 Lender's profile and map Reviews Visionary Federal Credit Union 201 Beram Avenue, Bridgeville, PA, 15017 "Visionary FCU was founded in November 1960 as Universal-Cyclops Bridgeville Federal Credit Union. We changed our name to Visionary FCU in 1997, and now serve members that live, work, go to school, or worship in Allegheny County, PA. We are also a member of the Credit Union Shared Branch Network.
(800) 662-9550 Lender's profile and map Reviews Mohsin Mortgage Corp 3075 Washington Pike, Bridgeville, PA, 15017 Mohsin Mortgage Corp. is a wholesale mortgage brokerage, designed to service your financial needs. We offer the best possible rates from the Federal Housing Administration. Specializing in Conventional, FHA, and VA loans, our experienced brokers will get you the best available mortgage rate
(844) 782-2651 Lender's profile and map Reviews Poca Valley Bank 142 Main St, Poca, WV, 25159 The Poca Valley Bank is an independent, community bank which was founded beside the Pocatalico River in Walton in 1908. We opened our first branch office in 1987 in Clendenin, Kanawha County. In the 1990s, two more Kanawha County branches were built in Elkview (1990) and Sissonville (1997).
(606) 598-6111 Lender's profile and map Reviews The First National Bank of Manchester 120 Town Square, Manchester, KY, 40962 The Comptroller of the Currency gave a charter to The First National Bank of Manchester on February 5, 1905. The first president was Civil War veteran Dr. I.S. Manning. In addition to his medical practice, he was a merchant, civic leader and superintendent of Clay County schools. He was one of Clay County's wealthiest citizens.
(412) 831-4776 Lender's profile and map Reviews Equity Edge Funding Corporation 4050 Washington Rd, Suite 3F, Canonsburg, PA, 15317 Founded in 2001, Equity Edge Funding prides itself on its unmatched level of customer service. All of the loan officers take great strides in earning your business and work diligently toward being your "trusted mortgage financial advisor for life", not just one transaction. The company has developed a strong reputation
(412) 606-1020 Lender's profile and map Reviews MJ Mortgage & Tax Services, Inc. 321 Winners Circle, Canonsburg, PA, 15317 We understand that each customer has specific needs, so here at MJ Mortgage & Tax Services Inc., we strive to provide our clients with enhanced services and follow-though. Because of our many years in both the lending and the real estate industries, we make the complicated process seem easy and straightforward.
(412) 401-6805 Lender's profile and map Reviews THREE RIVERS LENDING 375 Southpointe Blvd, Suite 340, Canonsburg, PA, 15317 Three Rivers Lending "Mortgage and Refinancing Experts" with over 30 years of experience. We serve Pennsylvania and Florida. We are Mortgage Brokers so we can shop your loan with 18 of our investors to get you the best rate and product. Remember you only need 3.5% down to buy your new home. Call us so we can help you
(724) 225-2400 Lender's profile and map Reviews Community Bank 2111 North Franklin Dr, Suite 200, Washington, PA, 15301 For more than 119 years, Community Bank has been personally involved in our community. Business owners, nonprofit groups, government agencies, school administrators and individual personal account holders aren't just our customers; they're our friends and neighbors. By taking the time to get to know you,
(800) 830-3078 Lender's profile and map Reviews Washington Area FCU 75 Landings Drive, Washington, PA, 15301 In June of 1959, a group of school employees met to consider the formation of a credit union for their co-workers in the greater Washington, PA area. From this original group of 10, each contributing $5.25, the Washington Area Teachers Federal Credit Union was chartered. By the end of 1959 the credit union had grown to 52 active members.
(724) 225-7522 Lender's profile and map Reviews Wabellco Federal Credit Union 1277 Park Avenue, Washington, PA, 15301 Wabellco Federal Credit Union is a not-for-profit collective savings institution that began in 1955 and continues to this day. Our goal is to provide members with financial products and services to meet their needs, at reasonable rates. Remember, at a credit union, unlike other financial institutions, the members are the owners.
(724) 228-2030 Lender's profile and map Reviews CHROME Federal Credit Union 45 Griffith Avenue, Washington, PA, 15301 CHROME may look shiny and new, but we started in 1971 as the credit union for employees of Washington Steel Corporation. In 1991, we became Washington Community Federal Credit Union and expanded our membership to serve anyone that lived in Washington County. In 2014, we updated our name to CHROME to pay homage to our original members.