USDA and FHA Pro and Con in Tomah, Monroe County, WI
As of 2026, in Tomah, situated in the county of Monroe, WI, the USDA loan cap stands at $336,500; in comparison, the FHA ceiling for a single-family residence is set at $472,030.
Utilize Lendersa®’s comprehensive USDA loan calculator to juxtapose today’s USDA and FHA prime rates, understanding the necessary income, credit, reserves, and documentation required for qualification. With our state's sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most fitting option for your financial needs in Alabama.
2026 Loan Limits and Downpayment Requirements in Tomah, County of Monroe, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Tomah, WI
Lendersa® aims to secure the optimal USDA or FHA loan for you swiftly and efficiently. Choose from one of three beginnings that lead to matched lenders and USDA loan schemes.
A USDA home loan is a type of financing backed by the government’s Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is accessible solely in rural locales. Unlike FHA mortgages, which necessitate a minimum contribution of 3.5%, no down payment is required for the USDA loan.
Bank First is headquartered in Manitowoc, Wisconsin. Through a combination of acquisitions and de novo offices, our Bank has expanded to serve the financial needs of those throughout Wisconsin. Our growth has been achieved through our relationship-based model of banking. We take pride in knowing our customers on a personal level and working togethe
Affordable Mortgage Financing LLC is located in Tomah, Wisconsin, and was founded in 2003. This business is working in the following industry: Mortgage companies. Annual sales are around USD 203, 040.00 and also Home loans to purchase or refinance. Amazing RATES. VA FHA USDA RURAL DEVELOPMENT.
1st Community Credit Union is a not-for-profit organization owned by its members...people like you. Our purpose is to provide a source of credit at a fair and reasonable rate. As a member, you are one of the owners of your Credit Union. We take pride in serving our members in the best way we know how: with friendly, personalized service.
Royal Bank is a locally owned and locally operated, full-service community Bank. Our tagline, Your Community Partner, embodies the deep-seeded dedication we have to our customers and the communities we serve. We are highly committed to our customers, shareholders and employees and strive to earn your complete satisfaction.
Black River Country Bank has been a long time member our community since we started as the Bank of Melrose back in 1907! While much has changed in over 115 years of business. Our integrity, safety & soundness, community commitment, inclusion of others, and customer-centered approach has never wavered.
Co-op Credit Union is a financially-strong, full-service credit union. We serve just over 19, 000 members at our 6 office locations & have more than $305 million in assets. Here at CCU, our mission is, "Serving our members, where they are, through all stages of life. Our Mission is to Serving our members, where they are, through all stages of life.
Established in 1903, First National Bank of Bangor is independently owned and is proud to be your “Community Bank.” We offer a wide range of products and services to satisfy both your business and personal financial needs. We support and partner with our local communities in activities to improve the quality of life for their residents.
The Bank of Mauston is an independent, locally owned Bank which gives us the ability to make decisions right here so you can get the answers you need, when you need them. Bank of Mauston is a community Bank dedicated to helping our community grow and shattering our customer’s expectation.
the Nekoosa Credit Union was chartered, serving the employees of the Nekoosa-Edwards Paper Company and their immediate families. The original office space that housed the operation of the credit union was provided by the Nekoosa-Edwards Paper Company.As the credit union evolved, expansions to the original charter were granted to include persons