In 2026, the USDA loan limit in Caledonia, county of Racine, WI, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today’s best USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to choose the best program for your financial needs in <Alabama>.
2026 Loan Limits and Down Payment Requirements in Caledonia, Racine, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA Loan Options in Caledonia, WI
Lendersa® is dedicated to securing the best USDA or FHA loan for you efficiently and without hassle. Choose one of three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan, commonly known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available exclusively in rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment.
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First National Bank has been serving St. James and surrounding communities for over 100 years! The bank was established in 1918 with a strong commitment to delivering quality financial services to the area. First National Bank is locally owned and operated which means local decision making on loan requests.
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Abound Credit Union Headquartered in Radcliff, Kentucky, we are 17 branches strong and offer smart banking solutions to over 100, 000 members throughout Central Kentucky. We are the largest Kentucky based credit union and believe that together we can make more possible. If you are looking for more in life, and a bank, we’re here for you. Together w
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