USDA Vs. FHA Pro and Con comparison in Kenosha, Kenosha County, WI

As of 2026, the USDA loan limit for a single-family residence in Kenosha, within the county of Kenosha, WI, is set at $336,500. In contrast, the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the most competitive USDA and FHA rates available today, and determine what income, credit, reserves, and paperwork are necessary to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you select the best program in <Alabama> tailored to your specific financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Kenosha, Kenosha, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Explore USDA and FHA Loan Options in Kenosha, WI

Lendersa® is dedicated to rapidly securing you the most suitable USDA or FHA loan, free of unnecessary complications. Choose from three starting points to align with matching lenders and discover USDA loan opportunities.

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Understanding USDA Loans in WI

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture. It is explicitly available in rural areas. Unlike FHA mortgages that require a minimum down payment of 3.5%, a USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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