USDA Vs. FHA Pro and Con comparison in Sturtevant, Racine County, WI

In the year 2026, the USDA loan limit for Sturtevant, within the county of Racine, WI, is set at $336,500. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates and evaluate the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best suits your financial needs.

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2026 Loan Limits and Downpayment Requirements in Sturtevant, Racine, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Sturtevant, WI

The goal of Lendersa® is to efficiently secure the best USDA or FHA loan for you without any hassle. Choose one of three options to connect with matching lenders and USDA loan programs.

Visual of Lendersa USDA loan request and matching results

What Exactly is a USDA Loan in WI?

A USDA home loan, backed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is specifically available for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Elmira Savings Bank
  • 333 E Water St, Elmira, NY, 14901
  • Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.

  • TWIN TIER MORTGAGE
  • 108 Lake Street, Elmira, NY, 14901
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • The Mortgage Company
  • 155 N 7th St, Salina, KS, 67401
  • We are available to meet with you in office, any time you like. It isn’t unusual to find our originators, meeting with borrowers and realtors early in the morning, early evening, or even on Saturday or Sunday. We do hope that you give us a call, stop in and see us, r take advantage of this great website and fill out an application online!

  • Bank of Clarke County
  • 2 East Main Street, Berryville, VA, 22611
  • At Bank of Clarke County, protecting the privacy and confidentiality of your personal information is important to us. We value your business and the trust you put in us. Please do not send confidential information such as account numbers, social security numbers, or credit card information through this form, as this is not a secure form of communic

  • Mountain Lifestyles Mortgage
  • 1200 Bleachery Blvd, Asheville, NC, 28803
  • We specialize in USDA Loans in Buncombe, Henderson, Madison, Transylvania, Haywood McDowell, Polk and Rutherfordton County. We also serve the cities surrounding Asheville such as Hendersonville, Weaverville, Marshall, Brevard, Candler, Waynesville, Etowah, Mills River, Burnsville, Spruce Pine, Black Mountain, Swannanoa, and Old Fort.

  • Nantahala Bank & Trust Company
  • 102 Hwy 64 East, Hayesville, NC, 28904
  • Nantahala Bank was organized in 2004 as a state-charted bank and is headquartered at 120 Siler Road, Franklin, NC. We have around 530 shareholders with the vast majority of those living in the communities we serve: Franklin (Macon County, NC), Hayesville (Clay County, NC) and Murphy (Cherokee County, NC).

  • Adams County Bank
  • 401 North Smith Ave, Kenesaw, NE, 68956
  • Adams County Bank was originally chartered in 1878 and has been serving South-Central Nebraska ever since. The main office has been located in Kenesaw, Nebraska since 1934.

    To better serve our growing customer base the branch location was opened in Juniata, Nebraska in 1996.

    In 2009, work began on the construction of a brand new building

  • Bulldog Federal Credit Union
  • 580 Northern Avenue, Hagerstown, MD, 21742
  • Bulldog Federal Credit Union was organized on July 16, 1968, by a group of Mack Truck Union Local 171 employees to provide their coworkers with an economical alternative to local finance companies that charged high interest rates & imposed stiff penalties for late payments. Volunteers, board of directors were responsible for day-to-day operations.

  • Washington County Teachers Federal Credit Union
  • 19638 Leitersburg Pike, Suite 100, Hagerstown, MD, 21742
  • The Credit Union was established in 1949 by fifty Washington County educators. For many years, volunteers operated the Credit Union from their homes. In 1979, the Credit Union opened its first dedicated office space in a trailer on the bus lot of the Board of Education. The Williamsport branch opened in April 2005.

  • Ipswich State Bank
  • 301 First Avenue, Ipswich, SD, 57451
  • The Ipswich State Bank is a locally-owned bank located in Ipswich, SD that has been serving the community since 1938. At the Ipswich State Bank our customers have been, and always will be our first priority. We do everything that we can to make all of their banking needs as accessible and easy as possible.

  • Town & Country Bank.
  • 423 Grand Ave, Ravenna, NE, 68869
  • We have been serving the central Nebraska region since 1905. Initially chartered as The State Bank of Poole, the Bank moved its main headquarters to Ravenna, Nebraska in 1932. We currently have offices in the communities of Ravenna, Pleasanton, Kearney and Litchfield. Town & Country Bank is locally owned and managed.

  • McDowell CornerStone CU
  • 2031 Rutherford Road, Marion, NC, 28752
  • MCDOWELL CORNERSTONE CREDIT UNION is a not for profit organization whose ownership is made up from the members of the Credit Union.

    We have been in existence since March 1967 and located on 2031 Rutherford Rd Marion NC 28752. Along with our other services, we offer drive up window and night depository at this location.