USDA Vs. FHA your options comparison in Racine, Racine County, WI
In 2026, the USDA loan limit for a single-family home in Racine, located in the county of Racine, WI, is set at $336,500, whereas the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to assess the most favorable USDA versus FHA rates available today. This tool helps you understand the income, credit scores, reserves, and required documents to qualify. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conventional, and VA options side by side, aiding your choice of the ideal program in <Alabama> to suit your financial needs.
2026 Loan Limits and Down Payment Requirements in Racine, Racine, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Available USDA and FHA Loan Choices in Racine, WI
Lendersa® is committed to swiftly providing you with the optimal USDA or FHA loan without complications. Choose from three starting points to connect with matching lenders and explore USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture, is also called a USDA rural development loan or USDA mortgage, available only in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement at all.
Racine Municipal Employees Credit Union was organized in 1953, and chartered by the State of Wisconsin on October 28th that same year. Charter members of our Credit Union included employees from several departments of the City of Racine. They organized the credit union to promote thrift and loan funds to the employees of the City of Racine
MCU has been serving the hard working people of the Racine and Kenosha areas, since 1939. If you live or work in Racine or Kenosha counties, you may be eligible for a membership with MCU. So stop into the branch, or if you prefer, call or e-mail us.
Let us help you save! Consider joining MCU, only $15 gives you a membership share
The Johnson Financial Group family is proud to offer a comprehensive suite of banking, wealth and insurance services.
Johnson Financial Group provides: • full line of banking services including wealth, mortgage, leasing, consumer and commercial banking through over 30 locations in Wisconsin and Minnesota. • management services for individ
Educators Credit Union was founded by teachers in 1937 so members could borrow and save money at fair and reasonable interest rates. Today, Educators members are students, government workers, healthcare employees, small business owners and many other community members. Educators started out operating under the guiding principle of “Not for Profit.
BLP is a private non-profit organization, licensed by the U.S. Small Business Administration (SBA) as a Certified Development Company (CDC) to do SBA 504 lending. We are the only CDC headquartered in Southeast Wisconsin and have been in business since 1983. BLP staff provides access to the SBA 504 loan program & other resources using our expertise.
For more than 55 years, Tri City has been a bank focused on the needs of its customers and communities. Put simply, we succeed when you do. That’s why we are dedicated to helping families fulfill their financial dreams and businesses grow. After all, we are Your Hometown Bank. Member FDIC. Equal Housing Lender.
In 1934, Harnischfeger Corporation employees in West Milwaukee, Wisconsin established a credit union to provide a source of credit at a fair interest rate and the opportunity for its members to improve their economic and social conditions. In 1986, the membership voted to expand the charter to a community credit union serving any persons living.
It all started in 1935 when a group of 10 individuals pooled their resources to help each other succeed financially by starting a Credit Union. Southern Lakes Credit Union is a member owned financial cooperative. With our Home Office in Kenosha, WI we are a Community Chartered Credit Union serving all individuals living
Lakefront Capital was founded by a husband-and-wife team who have a passion for real estate investing and have been investing in real estate since 2012. Lakefront Capital is always focused on the bigger picture and is looking to build long lasting lending relationships with every investor.
