USDA and FHA Pro and Con in Somers, Kenosha County, WI

In 2025, the USDA loan limit for Somers, located in Kenosha county, WI, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates. Determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you select the optimal program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Somers, Kenosha, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Choosing USDA and FHA Loan Options in Somers, WI

The aim of Lendersa® is to find you the best USDA or FHA loan effortlessly. Begin by selecting one of three routes leading to matched lenders and USDA programs.

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Understanding USDA Loans in WI

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available exclusively in rural neighborhoods. Unlike FHA loans needing a minimum 3.5% down payment, USDA loans require none, making them a more accessible choice for rural purchases.

Enter your location to find out if it qualifies for USDA rural housing loan?



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