USDA Vs. FHA your options comparison in Walworth, Walworth County, WI

In 2025, the USDA loan limit for Walworth, located in Walworth county, WI, stands at $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's USDA against FHA top rates. Determine what income, credit requirements, reserves, and documents are needed to qualify. This advanced calculator shows USDA, FHA, Conforming, and VA options side by side to aid you in choosing the best program in for your financial situation.

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Loan Limits and Down Payment Requirements in Walworth, Walworth, WI for 2025

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Walworth, WI

Lendersa® strives to secure you the ideal USDA or FHA loan quickly and without hassle. Select from one of three paths to match with lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

The USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It's available exclusively in rural areas. Unlike FHA loans that need a minimum 3.5% down payment, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1185 Linda Vista Drive, San Marcos, CA, 92078
  • As the son of a Real Estate Agent, Jason has been around the real estate nearly all his life. Jason began his career in the mortgage industry during college and has over seventeen years of experience in the real estate industry. He began originating loans in 2001 and in 2011 moved to San Diego to further develop his career.
  • PACFI
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  • At PACFI, we’re committed to simplifying the mortgage process for our clients. We’re a mortgage brokerage with the top lenders in the nation and licensed in Idaho and California. We are passionate about expediting the loan process and saving our clients time and money. PACFI is a mortgage company lending in the residential industry.
  • Platinum Mortgage Executives
  • 1445 Horizon Court, San Marcos, CA, 92078
  • Platinum Mortgage Executives the mortgage and real estate industry since 1997, David Braun understands what it takes to get tough deals done. David has worked on countless transactions in his 22 years of experience. He is licensed to serve clients in California and Colorado. and also lifetime loan available.
  • Josh Jelsing
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  • Josh Jelsing has been in the banking and lending industry since 1999, when he began his career at JP Morgan Chase. After serving his nation in the United States Marine Corp for 4 years, Josh immediately took an offer with Chase to work as a Junior Loan Officer. He quickly became one of the top loan officers in an office of 150+
  • West Coast Financial
  • 1 Bella Vita Way, San Marcos, CA, 92078
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Reliance Bay Funding
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  • At Reliance Bay Funding. We are a full-service mortgage company based in San Diego California meeting the mortgage loan needs of our clients since 2004. We specialize in residential mortgages and offer purchase and refinance home loans in all of California counties. We can help you realize your dreams of homeownership
  • Corps D'Elite Mortgage Group
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  • Superb Mortgage and Real Estate, Inc.
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  • Oak Mortgage
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  • 1978 Dave Mugg began his career in the mortgage industry, joining a nationwide mortgage company and becoming one of the top producers in the country. After 3 years of working within the corporate structure, Dave realized the need for one on one service was not being met. In 1981 he started what is now called Oak Mortgage.
  • VanDyk Mortgage
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  • 6000 S. 6th Street, Klamath Falls, OR, 97603
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  • Pacific Crest Federal Credit Union
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