FHA Vs. USDA loan program for Walworth, Walworth County, Wisconsin

In 2026, the USDA loan limit for Walworth, located in Walworth county, WI, stands at $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's USDA against FHA top rates. Determine what income, credit requirements, reserves, and documents are needed to qualify. This advanced calculator shows USDA, FHA, Conforming, and VA options side by side to aid you in choosing the best program in for your financial situation.

Exploring USDA and FHA Loan Options in Walworth, WI

Lendersa® strives to secure you the ideal USDA or FHA loan quickly and without hassle. Select from one of three paths to match with lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

The USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It's available exclusively in rural areas. Unlike FHA loans that need a minimum 3.5% down payment, USDA mortgages require none.

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Walworth Lenders
(262) 729-4333 Lender's profile and map INmortgage Co 820 Geneva Pkwy, Suite 106, Lake Geneva, WI, 53147 Lends in Wisconsin INmortgage Co mission is to strive to provide a new level of excellence along with a fresh transparent approach in the mortgage industry. We boast the top of the line technologies, broad range of programs, comprehensive marketing and experienced staff comprised of top producing loan originators, and management.
(262) 473-2112 Lender's profile and map First Citizens State Bank 207 West Main Street, Whitewater, WI, 53190 Lends in Wisconsin As Whitewater Wisconsin's largest and oldest locally owned and operated financial institution, our goal is to provide you with top quality services to help you meet your financial goals. Home grown, home owned, we have a very rich history of being involved with the Whitewater community, large enough to serve you, small enough to care, that's us.
(608) 868-7672 Lender's profile and map Bank of Milton 323 Parkview Drive, Milton, WI, 53563 Lends in Wisconsin The Bank of Milton is a locally owned independent hometown bank, serving our customers and the communities around us. We strive to exceed your expectations by providing exceptional personalized customer service. We emphasize strong client relationships and a high level of community involvement.
(608) 868-7644 Lender's profile and map First Community Bank Milton 202 Merchant Row, Milton, WI, 53563 Lends in Wisconsin First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.