USDA Vs. FHA your options comparison in Bloomfield, Walworth County, WI

During 2025, the USDA loan limit in Bloomfield, found in Walworth county, WI, is determined to be $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, and see what income, credit score, savings, and documentation you’ll need to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to help you select the best program for your financial situation in .

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Loan Limits and Down Payment Requirements for 2025 in Bloomfield, Walworth, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Bloomfield, WI

Lendersa® is committed to quickly securing you the best possible USDA or FHA loan without hassle. Start by choosing one of the three paths to match lenders with USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively designed for rural areas. In contrast to FHA loans, which require a 3.5% down payment, USDA mortgages involve no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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