USDA and FHA Pro and Con in Bloomfield, Walworth County, WI

During 2026, the USDA loan limit in Bloomfield, found in Walworth county, WI, is determined to be $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, and see what income, credit score, savings, and documentation you’ll need to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to help you select the best program for your financial situation in .

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Loan Limits and Down Payment Requirements for 2026 in Bloomfield, Walworth, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Bloomfield, WI

Lendersa® is committed to quickly securing you the best possible USDA or FHA loan without hassle. Start by choosing one of the three paths to match lenders with USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively designed for rural areas. In contrast to FHA loans, which require a 3.5% down payment, USDA mortgages involve no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Bloomfield Lenders

  • INmortgage Co
  • 820 Geneva Pkwy, Suite 106, Lake Geneva, WI, 53147
  • Lends in Wisconsin
  • INmortgage Co mission is to strive to provide a new level of excellence along with a fresh transparent approach in the mortgage industry. We boast the top of the line technologies, broad range of programs, comprehensive marketing and experienced staff comprised of top producing loan originators, and management.

  • First Citizens State Bank
  • 207 West Main Street, Whitewater, WI, 53190
  • Lends in Wisconsin
  • As Whitewater Wisconsin's largest and oldest locally owned and operated financial institution, our goal is to provide you with top quality services to help you meet your financial goals. Home grown, home owned, we have a very rich history of being involved with the Whitewater community, large enough to serve you, small enough to care, that's us.