In 2026, the USDA loan limit for a single-family home in Lake-Geneva, located within Walworth county of WI, is $285,000, while the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA rates, determining the income, credit score, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to help you quickly secure the best USDA or FHA loan without hassle. You can start with one of three options that connect you with suitable lenders and USDA loan programs.
A USDA mortgage is a government-backed loan provided by the Department of Agriculture. Known as a USDA rural development loan, it is available exclusively in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA mortgage loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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