For 2026, in Ellsworth within Pierce county, WI, the USDA loan limit is $358,800. Meanwhile, the limit for FHA on a single-family home is $515,200.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates today and determine the necessary income, credit, reserves, and documents to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $358,800 | 0% |
| FHA | $515,200 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to quickly provide you with the best USDA or FHA loans without hassle. Choose one of three starting points to access matching lenders and innovative USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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