USDA and FHA Pro and Con in Madison, Dane County, WI
During 2026, the USDA loan limit for Madison in the county of Dane, WI is $336,500, whereas the FHA loan cap for a single-family home comes to $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates available today. Determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, guiding you to the best program choice in for your financial needs.
2026 Loan Limitations and Down Payment Requirements in Madison, Dane, WI
Loan Type
Limit Value
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Loan Alternatives: USDA and FHA in Madison, WI
Lendersa® strives to quickly secure the most advantageous USDA or FHA loan for you, minimizing effort. Start with any of these three strategies to connect with matching lenders and suitable USDA loan options.
A USDA loan is a government-backed mortgage by the Department of Agriculture, often referred to as a USDA rural development loan, available only in rural regions. It differs from an FHA loan, as it requires no down payment, unlike the FHA's minimum of 3.5% down.
2075 W. Big Beaver Road, Suite 700, Troy, MI, 48084
Ross Mortgage Corporation is a successful mortgage banking company with a reputation for professionalism, integrity and quality service. Headquartered in Troy, Michigan, Ross is one of the top independent lenders in the Midwest and serves its valued customers through a network of offices located in Michigan, Kentucky, and Florida,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
10733 Sunset Office Drive, Suite 406, Saint Louis, MO, 63127
We have all the products you would expect of large financial institutions, and the personal service you want. And whether you are opening LCMS organization or personal accounts, you will find accounts with no maintenance or annual fees, exceptional online access, remote deposit capability, and for personal loans, excellent rates.
At IMS Mortgage Services, we are committed to our values of service, empowerment & accountability. These values are not only for our customers, but for each other as well. We are the best mortgage professionals in the industry bar none.We do things faster & less expensive than our competition & quite frankly, we simply do what others only promise.
3770 S. Lindbergh Blvd, Suite 101, St. Louis, MO, 63127
We're committed to helping you find the right mortgage product for your needs. Every borrower, and every loan is different. We're small enough to have the flexibility needed to get your loan closed, but large enough to offer a wide variety of loan programs and customized options to meet all your needs.
At Century Credit Union, we pride ourselves on our customer service and have been faithfully serving members for more than 60 years. Located in South St. Louis County and in Arnold, we reach more than 9, 000 members and approximately 30 select employee groups and accept new members from three Missouri counties: St. Louis County, Jefferson County.
We have been a mainstay of St. Louis community banking since 1906. Currently, we rank among St. Louis’ largest locally owned banks with assets of about $1.9 billion and deposits of $1.4 billion. We provide integrated financial services with expertise in commercial, retail and digital banking; business treasury management.
At AssuredMTGS.com, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We are committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available.
first-federal.com is a referral service that connects people with lenders. Therefore, the lenders aprove your requests for a payday loan and transfer funds. Our website is an option to submit yor application online to many lenders at once. They offer small amounts, clear interest rates, and instant processing.
