USDA Loan Vs. FHA loan for Stoughton, WI 2025

In 2025, USDA loan limit in Stoughton, county of Dane, WI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Stoughton, WI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Wisconsin?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(480) 251-1712 Lender's profile and map Reviews Integrity Home Mortgage LLC 16626 E Avenue Of The Fountains, Suite 103, Fountain Hills, AZ, 85268 With mortgage financing as very complex as it is, Integrity Home Mortgage LLC aims to ensure that your home financing is made as easy as possible. Whether you are purchasing a new home, refinancing an existing home to a lower rate, consolidating debt, we at Integrity Home Mortgage LLC
(623) 236-6577 Lender's profile and map Reviews Discount Mortgage Advisors 16810 East Ave Of The Fountains, Fountain Hills, AZ, 85268 At Discount Mortgage Advisors, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(602) 819-6463 Lender's profile and map Reviews TOP Funding 16114 East Powderhorn Drive, Fountain Hills, AZ, 85268 Top Funding specializes in purchase, refinance and investor loans. We provide loans for home purchases and refinances while supporting all residential property types. Whether it’s your primary residence, a secondary residence or an investment property we have you covered. Top Funding utilizes industry-leading technology to maximize
(480) 329-8117 Lender's profile and map Reviews Desert Creel Mortgage, LLC 16810 E. Avenue of the Fountains, Suite 214, Fountain Hills, AZ, 85268 Bill McKellips and Dan Fann have been in the mortgage industry for over 15 years. They combined efforts and began Desert Creek Mortgage in 2004. They are committed t dealing openly and honestly with their customers. Getting a mortgage can be confusing and overwhelming. Desert Creek wants to make it as easy and painless as possible.
(480) 474-4100 Lender's profile and map Reviews GOLDWATER MORTGAGE FINANCIAL COMPANY INC. 16810 Avenue of the Fountains, Suite 104, Fountain Hills, AZ, 85268 At Goldwater Mortgage Financial Company Inc., professional mortgage company specializing in residential mortgages. At Goldwater Mortgage Financial Company Inc., we will find a loan that fits each borrower. Unlike big banks that have order taker helping you with your loan, we have highly skilled loan consultants.
(602) 443-5000 Lender's profile and map Reviews Minute Mortgage 8388 East Hartford Drive, Suite 111, Scottsdale, AZ, 85255 Minute Mortgage was started with the singular focus of improving the home lending process. Historically, getting a mortgage was a very traditional process highlighted by low technology and manual processes. This traditional process created an inefficient, time consuming, unsatisfying and ultimately expensive experience.
(602) 362-6634 Lender's profile and map Reviews ABLEnding, Inc 11571 East Ranch Gate Road, Scottsdale, AZ, 85255 Our mission is to make sure all our clients are comfortable and educated about the mortgage process. It doesn’t have to be stressful to get a mortgage or refinance a home. ABLEnding, Inc. works with clients from start to finish. This is because we want to simplify and clarify what could otherwise be a long and arduous transaction.
(425) 591-3471 Lender's profile and map Reviews Trusted Mortgage Inc. 7621 East Rose Garden Lane, Scottsdale, AZ, 85255 Trusted Mortgage, Inc. is a full service Mortgage Broker lending in Washington, Arizona, and California. With over 16 years of experience in home lending, we have the knowledge and support to close loans on time while providing the best customer service throughout the loan process. We offer many options for your lending needs.
(480) 415-7969 Lender's profile and map Reviews Western Capital Lending 24491 North 72nd Way, Scottsdale, AZ, 85255 At WCL Mortgage. We are a local, full-service mortgage company based in Arizona. We specialize in a low cost mortgage solution that benefits today’s home buyer. also we offer Conventional, FHA, VA and Jumbo mortgage lending in Phoenix, Arizona. WCL Mortgage has redefined the mortgage process with you in mind.
(925) 807-1500 Lender's profile and map Reviews Counsel Mortgage Group, LLC 8700 East Pinnacle Peak Road, Suite 224, Scottsdale, AZ, 85255 At Signet Mortgage we’ve chosen to become experts in reverse mortgages and renovation lending in addition to conventional and jumbo mortgages. Our objective is to offer a wide range of home and investment property financing for our clients. we want to ensure you make the best choice for you and your family.
(602) 509-3366 Lender's profile and map Reviews Acrobat Financial Group LLC 18759 N 90th Way, Scottsdale, AZ, 85255 "Acrobat Financial Group is based in Scottsdale and helps Arizona seniors improve the quality of their lives by providing safe, secure reverse mortgages that can play a positive role in maximizing their retirement assets. For more than 10 years, Acrobat Financial’s mission has been to help seniors achieve financial security"