USDA Loan Vs. FHA loan pro & con for Stoughton, Dane County, WI

In 2025, USDA loan limit in Stoughton, county of Dane, WI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Stoughton, WI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Wisconsin?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(973) 471-0700 786 miles Lender's profile and map Reviews Nova UA Federal Credit Union 851 Allwood Road, Clifton, NJ, 07012 Nova UA Federal Credit Union was chartered in 1959 as Self Reliance (Passaic, NJ) Federal Credit Union. Since inception, we have maintained the same sponsor and subsequently became a community charter. Founded on the principle of people helping people, our credit union provided
(888) 878-6250 786 miles Lender's profile and map Reviews FastUpFront 1360 Clifton Ave, Suite 193, Clifton, NJ, 07012 FastUpFront has established itself as a leader in the lending industry. Our mission is to help businesses succeed by offering simple and effective programs for business financing with a focus on quality service.Our unsecured cash advance program for businesses makes borrowing money simple and quick without the strict application requirements normal
(888) 376-3762 786 miles Lender's profile and map Reviews FUNDING RESOURCES MORTGAGE CORPORATION 777 Passaic Ave; Suite 220, Clifton, NJ, 07012 Funding Resources Mortgage Corporation on a platform of superior quality lending practices, uncompromising integrity and unprecedented client service. FRMC is a client-focused mortgage-banking firm designed to make every clients’ mortgage experience pleasant and successful. FRMC accomplishes this goal
(201) 248-0776 786 miles Lender's profile and map Reviews Porch Light Mortgage 45 N. Broad Street, Ridgewood, NJ, 07450 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(201) 689-2200 786 miles Lender's profile and map Reviews Hudson Home Mortgage LLC 171 East Ridgewood Ave, Suite 204, Ridgewood, NJ, 07450 In 2001, after working for two local mortgage companies Nick Emanuel decided to go out on his own and open Hudson Home Mortgage. Nick had one thing in mind, to be able to offer my clients the best possible rates and programs combined with the best possible service. Hudson Home Mortgage is your local mortgage source.
(201) 803-5857 786 miles Lender's profile and map Reviews BIRCH MORTGAGE LLC 45 N Broad Street, Ridgewood, NJ, 07450 Birch Mortgage LLC Provides Mortgage, Home Loans, Home Financing, Re-Finance, Home Purchase, Jumbo Mortgage, Lender, Real Estate And Financing To The Ridgewood, NJ Area. Protecting your private information is our priority. This Statement of Privacy applies to the www.birchmortgage.com and Birch Mortgage LLC and governs data collection and usage.
(843) 669-0461 786 miles Lender's profile and map Reviews Pee Dee Federal Credit Union 305 West Pine Street, Florence, SC, 29501 Pee Dee Federal offers a variety of loan options, including new and used auto loans, personal loans, home equity loans, overdraft protection, revolving lines of credit, secured loans, motorcycles, jet skis, boats, campers. Because each member is unique, we strive to customize each loan to fit your budget by offering affordable monthly payments.
(843) 669-5619 786 miles Lender's profile and map Reviews Palmetto First Federal Credit Union 1722 Gregg Avenue, Florence, SC, 29501 Palmetto First FCU is the longest standing Florence credit union, established in November 1953. The purpose of the Florence ACL Employees Credit Union was twofold: to create thrift through savings of the employee and to provide credit at a minimum rate of interest for members desiring the same.
(843) 665-4668 786 miles Lender's profile and map Reviews Nucor Employee's Credit Union 1202 North Cashua Drive, Florence, SC, 29501 Nucor Employee's Credit Union was founded in late October 1962. The need for the credit union arose out of the fact that Vulcraft (later named Vulcraft Division of Nucor Corporation) employees needed a reliable, low cost source of borrowing money when they could not pay the difference between the cost of hospital expenses.
(843) 398-8000 786 miles Lender's profile and map Reviews Carolina Bank 185 West Evans Street, Florence, SC, 29501 Carolina Bank’s branch offices are scattered throughout six counties of northeastern South Carolina. They account for over $460 million in assets and offer a wide range of banking services to meet every personal or business need. Its branch managers and staff, many of who are long serving employees, live in the communities they serve.
(973) 621-2363 786 miles Lender's profile and map Reviews New Community Federal Credit Union 274 South Orange Avenue, Newark, NJ, 07103 New Community Federal Credit Union was founded with the specific mission of serving low- to moderate-income and minority communities beyond the reach of banks and mainstream credit unions. NCFCU provides banking services to the New Community network. Employees, businesses & vendors, funders, program participants, & residents are encouraged to join.