USDA Loan Vs. FHA loan pro & con for Stoughton, Dane County, WI

In 2025, USDA loan limit in Stoughton, county of Dane, WI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Stoughton, WI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Wisconsin?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(518) 234-4397 742 miles Lender's profile and map Reviews Bank of Richmondville 857 East Main Street, Richmondville, NY, 12149 The Bank of Richmondville was established in 1881 by the honorable Judge John Westover and James Foster as a privately owned bank. The bank's initial facility was located at Main and Summit Streets in Richmondville, New York. In the fall of 1893, through the efforts of William Lewis and A.D. Frasier, the Bank of Richmondville was organized
(478) 845-4541 742 miles Lender's profile and map Reviews PrimePoint Mortgage LLC 30 East Johnston Street, Suite B, Forsyth, GA, 31029 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(919) 414-4430 742 miles Lender's profile and map Reviews Amy Bonis Mortgage Team 10224 Durant Road, Suite 207, Raleigh, NC, 27614 Amy is a very passionate woman who takes the business of mortgage banking and helping people realize their dream of financial independence very seriously. She started in mortgage banking in Los Angeles in the early 1990’s and her business has bloomed. She is now one of the top loan officers in the country NMLS# 106455.
(804) 452-0736 742 miles Lender's profile and map Reviews Fort Lee Federal Credit Union 4495 Crossings Boulevard, Prince George, VA, 23875 Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.
(610) 721-2750 743 miles Lender's profile and map Reviews Loan America MtgCo 1619 Nicole Drive, Garnet Valley, PA, 19060 Our promise to you is that we will work every possible approach in getting the best possible mortgage for you. At Loan America, we try our hardest to bring our customers the best deals available. Our goals at Loan America is to provide the people of the tri-state area with the best loan opportunities available whether they have excellent credit
(610) 246-2353 743 miles Lender's profile and map Reviews All in Mortgage Inc 1133 Naamans Creek Road, Garnet Valley, PA, 19060 All In Mortgage utilizes its industry-leading A.I.M method for delivering speed, accuracy, and quality to its customers for their loans and purchasing a home or refinancing your existing mortgage loan, we have the products for you! As a mortgage broker, All In Mortgage leverages our relationships with wholesale lenders to find the products.
(334) 844-4120 743 miles Lender's profile and map Reviews Auburn University Credit Union 1290 S. Donahue Drive, Auburn, AL, 36832 Auburn University Credit Union is here to help you navigate life's milestones. From education expenses, auto loans, vacations, home purchases, AU Credit Unions is built around where you live, work, study & play. We're locally owned for our local neighbors. We’re always on your team because we understand the importance of being stronger together.
(215) 822-9119 743 miles Lender's profile and map Reviews North Penn Federal Credit Union 123 N Bethlehem Pike, Colmar, PA, 18915 North Penn Federal Credit Union (NPFCU) was established in 1955 by a group of employees of North Penn Transfer, a trucking company in Lansdale PA. We are federally chartered by NCUA. We are a non-profit financial cooperative owned and controlled by the members and operated for their benefit by promoting savings and providing low-cost loans. We have
(610) 565-3600 743 miles Lender's profile and map Reviews Curtis Mortgage LLC 115 West State Street, Media, PA, 19063 Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
(610) 505-9846 743 miles Lender's profile and map Reviews Rinaldi Group LLC 1 W 3rd St, Suite 203, Media, PA, 19063 The singular mission for the Rinaldi Group LLC is to be a difference-maker for families in the community. Its our promise to always lead with listening, focus and understanding of our client’s goals by structuring a strategic plan based on those goals. Rinaldi Group LLC was established in October of 2020.
(484) 445-4599 743 miles Lender's profile and map Reviews Professional Mortgage Advisors LLC 14 South Jackson Street, Suite 102, Media, PA, 19063 Professional Mortgage Advisors (PMA NMLS#1752417) has taken off under the expert guidance of Robert McLaughlin, a 20+ year mortgage industry professional. Based in Media, PA, PMA looks to be different than your average mortgage company. While some companies look to fit you into their products, PMA wants to find the product that suits YOU.