USDA Vs. FHA your options comparison in Lake-Wisconsin, Columbia County, WI

In the year 2025, there is a USDA loan limit of $285,000 in Lake-Wisconsin, a part of the county of Columbia, WI. Conversely, for a single-family home, the FHA limit amounts to $356,362.

Employ the USDA loan calculator from Lendersa® to weigh today's USDA versus FHA rates. This tool will aid you in assessing the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options, guiding you in choosing the most suitable program for your financial situation in .

Review competitive offers from 100 lenders

Loan Limits and Down Payment Requirements in Lake-Wisconsin, Columbia, WI for 2025

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Avenues for USDA and FHA Loans in Lake-Wisconsin, WI

Lendersa® aims to rapidly connect you to the most advantageous USDA or FHA loans with minimal hassle. Start by choosing from three initial pathways that link you to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Exploring what a USDA Loan Offers in WI

The USDA home loan, backed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designed specifically for rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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