USDA and FHA Pro and Con in Windsor, Dane County, WI

In the year 2026, USDA loan limits for Windsor, located in the county of Dane, WI, are established at $336,500. For a single-family home, the FHA limit is set at $472,030.

To compare today's most favorable rates between USDA and FHA, use the Lendersa® USDA loan calculator. This will help you determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA loans side by side, so you can decide which option in meets your financial needs best.

Check offers from 100 different lenders

2026 Loan Limits and Downpayment Requirements in Windsor, Dane, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Windsor, WI

Lendersa® is dedicated to finding you the best USDA or FHA loan options quickly and efficiently. Choose from one of three pathways that lead to suitable lenders and USDA loan offers.

Depiction of Lendersa USDA loan request and results

Understanding USDA Loans in WI

A USDA home loan, backed by the government's Department of Agriculture, is also recognized as a USDA rural development loan or USDA mortgage. It is restricted to rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ETMA FCU
  • 1828 Airbase Road, Louisville, TN, 37777
  • At East Tennessee Military Association Federal Credit Union (ETMA FCU), we understand and greatly value the service that you have undertaken for our country. It has impacted you and your entire family. From your spouse to your parents and siblings, your service to our great country has impacted all of us.

  • Unity MS Bank
  • 650 Highway 7 South, Holly Springs, MS, 38635
  • We are a private financial institution for members of our community and surrounding areas. We are a full-service federally insured bank. We provide a large selection of banking products and services, with options to meet every level of need. We offer checking and savings accounts; mortgage loans; personal loans; and small business loans.

  • Bank of Cherokee County
  • 125 E 1st St, Tahlequah, OK, 74464
  • Founded in 1907 Bank of Cherokee County has served Cherokee County since it was an established entity. BOCC is a bank built on customer service and trust - winning numerous awards for its success as a business and in the community. If you are looking for banks in Tahlequah, look no further than the Bank of Cherokee County

  • C-B-W Schools Federal Credit Union
  • 460 Locust Street, Sidman, PA, 15955
  • The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families.

    Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.

  • Alco Federal Credit Union
  • 2859 Lindy Lane, Wellsville, NY, 14895
  • The Alco Federal CU is a local financial institution, existing to provide personal financial services to its members. Like all credit unions, management is by a Board of Directors made up of persons democratically elected from its membership, by the membership. Membership is available to all persons who live, work, worship or attend school.

  • Farmers and Merchants State Bank
  • 816 Third Street, Langdon, ND, 58249
  • The Farmers and Merchants State Bank of Langdon has been serving the residents and businesses of Langdon and surrounding Cavalier County since 1974. We offer a wide variety of traditional banking products as well as state-of-the-art services like internet banking and bill pay. Our friendly, knowledgeable, and professional staff members are always r

  • Ark Valley Credit Union
  • 1515 N Summit Street, Arkansas City, KS, 67005
  • The Ark Valley Credit Union was formed in 1955 as the Rodeo Credit Union for employees of Maurer-Neuer, Inc. The Credit Union was opened to Cowley County residents in 1979 and the name changed to Ark Valley Credit Union in 1990. In 2003, Ark Valley Credit Union merged with the Rainbow Credit Union and opened a branch office in Winfield.

  • Genesee Valley Federal Credit Union
  • 4621 Millennium Drive, Geneseo, NY, 14454
  • At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).

  • The Summit Federal Credit Union
  • 100 Marina Drive, Rochester, NY, 14624
  • The Summit has one of the highest employee retention rates in the industry. It truly cares about its employees, helping them to achieve their personal and professional goals. At The Summit, we are committed to creating an inclusive professional environment where individual differences are respected and valued.

  • St Pius Federal Credit Union
  • 2998 Chili Avenue, Rochester, NY, 14624
  • St. Pius X Church Federal Credit Union has been open since 1967. The credit union has assets totaling $94.07 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Rochester Area State Employees Federal Credit Union
  • 2300 Buffalo Road, Building 400B, Rochester, NY, 14624
  • Rochester Area State Employees Federal Credit Union has been open since 1935. The credit union has assets totaling $18.05 Million. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state, and local government employees.

  • Gates Chili Federal Credit Union
  • 2870 Buffalo Road, Rochester, NY, 14624
  • In 1964, seven teachers in the Gates Chili school district started the credit union, originally named Gates Chili School District Federal Credit Union. The Gates Chili Federal Credit Union is a full-service, financial cooperative that offers a broad range of financial products and services to our members.