USDA Loan Vs. FHA loan pro & con Portage, Columbia County, WI

In 2026, the USDA loan limit in Portage, within Columbia county, WI, is $336,500. However, the FHA loan limit for a single-family home is $472,030.

Lendersa®'s USDA loan calculator allows you to compare the best rates between USDA and FHA loans currently. It helps you determine the necessary income, credit, reserves, and documents needed for qualification. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side to select the right choice in for your unique financial situation.

Exploring USDA and FHA Loan Opportunities in Portage, WI

The objective of Lendersa® is to efficiently secure the best USDA or FHA loan options for you. Start by choosing one of three pathways to identify matching lenders and relevant USDA loan programs.

Lendersa USDA loan requests and matching results

Understanding USDA Loans in WI

A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and it's applicable only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

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(608) 356-7703 Lender's profile and map The Baraboo National Bank 101 Third Avenue, Baraboo, WI, 53913 Lends in Wisconsin Baraboo State Bank has served the people of Baraboo and its surrounding communities since 1857. The bank is locally owned and operated. We are a member of The Baraboo Bancorporation, Inc. holding company. We take pride in providing our customers with excellent customer service, a wide variety of accounts, and competitive loan rates.
(608) 212-7335 Lender's profile and map Rasmussen Mortgage Inc. 113 South Main Street, Suite 201, Lodi, WI, 53555 Lends in Wisconsin Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.
(608) 253-1111 Lender's profile and map Bank of Wisconsin Dells 716 Superior Street, Wisconsin Dells, WI, 53965 Lends in Wisconsin Bank of Wisconsin Dells is honored to be celebrating our 110th anniversary this year. We feel incredibly fortunate for the loyalty and support demonstrated everyday by our community. In return, we remain committed to the philosophies of community banking and the values our bank was built upon.
(608) 846-3711 Lender's profile and map DMB Community Bank 321 North Main Street, Deforest, WI, 53532 Lends in Wisconsin We offer you personal service and a full menu of products and services. Whether you are an individual customer, a small business or professional firm, we have the products and experience to take care of your financial needs. Banking with us is doing business with people you know and who know you
(608) 643-3393 Lender's profile and map Bank of Prairie du Sac 555 Park Avenue, Prairie Du Sac, WI, 53578 Lends in Wisconsin Bank of Prairie du Sac operates under a charter granted to the Peoples State Bank on March 22, 1916. The original bank was located at the corner of Galena and Water Street in Prairie du Sac. In January 1932, the Peoples State Bank and the Prairie Sauk Bank merged to form Bank of Prairie du Sac.
(844) 288-5617 Lender's profile and map Settlers Bank 4021 Meridian Drive, Windsor, WI, 53598 Lends in Wisconsin Settlers bank is an independent bank infused with an entrepreneurial spirit. At Settlers you work with people who started the business, and own the bank. This means you get timely decisions, simple solutions, and superior service.business, and own and Both Tom and Dave had successful and well-established banking careers, yet both believed that bank
(920) 623-4000 Lender's profile and map Farmers & Merchants Union Bank 159 W James St, Columbus, WI, 53925 Lends in Wisconsin We are community banking at its best! Based in Columbus, Fall River, Friesland, Juneau and Rio, Wisconsin, we have been serving your banking needs since 1861. We are dedicated to your best interests in a way only a community bank can understand, bringing you the best of modern banking technology.
(608) 643-6300 Lender's profile and map Wisconsin River Bank 608 Phillips Boulevard, Sauk City, WI, 53583 Lends in Wisconsin Wisconsin River Bank remains an independent community bank. We provide premium quality service with enhanced relationships to meet the financial need of all of our clients, both large and small. Let us partner with you and assist you with your personal and business lending or leasing needs.
(608) 837-4511 Lender's profile and map Bank of Sun Prairie 228 East Main Street, Sun Prairie, WI, 53590 Lends in Wisconsin Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.