USDA Loan Vs. FHA loan pro & con for Portage, Columbia County, WI

In 2025, USDA loan limit in Portage, county of Columbia, WI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Portage, WI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Wisconsin?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(212) 349-1100 815 miles Lender's profile and map Reviews United Orient Bank 10 Chatham Square, New York, NY, 10038 United Orient Bank is the first indigenous community bank in New York Chinatown. The mission of this bank is to provide its shareholders with a safe and profitable return on their investment, over the long term. This will be accomplished by identifying and serving all legitimate financial needs of the community
(646) 661-1886 815 miles Lender's profile and map Reviews The Finest Federal Credit Union 215 Park Row, Suite 2, New York, NY, 10038 The Finest Federal Credit Union is the only financial institution in New York State chartered specifically to serve the needs of all Law Enforcement Personnel (Uniform & Civilian), Retirees and all Family members. Chartered in 2015, The Finest FCU evolved from the vision of a group of retired NYPD officers.
(212) 991-6666 815 miles Lender's profile and map Reviews Global Bank 8 Catherine Street, New York, NY, 10038 Global Bank is a bank with operations in one state. Global Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages Global Bank is a New York State-chartered, FDIC insured commercial bank. We were formed by a group of civic-minded local Chinese-American business people, is locally owned, and commenc
(212) 214-9220 815 miles Lender's profile and map Reviews RSA Mortgage Brokerage 123 William Street, 12th Floor, New York, NY, 10038 The Rent Stabilization Association and the NYC Housing Partnership collaborated to create RSA Mortgage Brokerage to serve the needs of owners of small to large multi-family, mixed-use and commercial buildings bringing their combined 75 years focus on sustaining the quality of New York’s multi-family buildings.
(866) 245-0783 815 miles Lender's profile and map Reviews Accion East 80 Maiden Ln, Suite 903, New York, NY, 10038 Accion is different from a bank or credit union. Accion is a microfinance organization that lends with the mission of empowering business owners with access to working capital and financial education. Since 1991, we have lent more than $132 million to entrepreneur across the country. Accion offers business loans up to $50, 000.
(646) 844-4069 815 miles Lender's profile and map Reviews InstaLend 222 Broadway, 19th Floor, New York, NY, 10038 InstaLend is a nationwide lender providing investment property loans for residential 1-4, multi-family and mixed-use properties. Our company provides fast & reliable financing for fix & flip, rentals and new construction loans. Whether it's your first or fiftieth real estate investment, InstaLend meets all your short-term
(212) 234-4121 815 miles Lender's profile and map Reviews FIDELIS FEDERAL CREDIT UNION 448 West 152nd Street, New York, NY, 10031 Since 1956, Fidelis Federal Credit Union is committed to building our assets and membership by providing quality services to our members in a prompt, courteous and responsible manner, while maintaining competitive rates and financial stability and Fidelis Federal Credit Union is a nonprofit financial institution
(866) 871-7926 815 miles Lender's profile and map Reviews First Federal Bank NC 200 East Divine St, Dunn, NC, 28334 First Federal Bank headquartered in Dunn, North Carolina is a community bank with 6 locations in eastern North Carolina. First Federal provides corporations, businesses and consumers with a full range of innovative banking and financial solutions. Our services and products include commercial.
(800) 908-6600 815 miles Lender's profile and map Reviews Quontic Bank Holdings Corp 1 Rockefeller Plaza, 9th Floor, New York, NY, 10020 Quontic is a Member FDIC bank, headquartered in New York City and located in a growing number of states. Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic’s disruptive banking platform reimagines traditional banking with adaptive lending and innovative deposit products.
(212) 332-3457 815 miles Lender's profile and map Reviews Atlas Commercial Capital Inc 45 Rockefeller Plaza, 20th Floor, New York, NY, 10111 In 1995, what is now Atlas Commercial Capital started in New York as a mortgage and sales brokerage company specializing in investment properties. Since then, the Atlas team has been instrumental in closing transactions throughout the nation for hundreds of investors and developers.
(718) 230-2900 815 miles Lender's profile and map Reviews Carver Federal Savings Bank 75 West 125th Street, New York, NY, 10027 Founded in 1948, and named for agricultural researcher and scientist George Washington Carver, Carver Federal Savings Bank formally began operations on January 5, 1949 on 125th Street in Harlem, providing local residents a place to save and obtain mortgages to buy homes in their own communities.