USDA Vs. FHA your options comparison in DeForest, Dane County, WI

In 2025, the USDA loan limit for DeForest in Dane county, WI, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates today and figure out the income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to determine which program in aligns best with your financial situation.

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2025 Loan Limits and Downpayment Requirements in DeForest, Dane, WI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in DeForest, WI

Lendersa® aims to secure the best USDA or FHA loan for you swiftly and without difficulty. Choose one of three starting pathways to find matching lenders and USDA loan packages.

Lendersa USDA loan requests and matching results

Understanding USDA Loans in WI

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is confined to rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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