In the year 2026, if you're in Monona, the USDA loan limit within Dane county, WI stands at $336,500. At the same time, the FHA loan cap for a single-family residence is $472,030.
To contrast the most favorable USDA and FHA rates available today, employ the Lendersa® USDA loan calculator. This tool will assist in assessing the income, credit, reserves, and necessary documentation for eligibility. Utilizing our progressive mortgage calculator, you can examine USDA, FHA, Conforming, and VA programs in parallel, aiding you in selecting the best fit for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to swiftly provide you the best USDA or FHA loan with minimal stress. You can begin with any of our three tailored pathways to connect with appropriate lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture and often referred to as a USDA mortgage or rural development loan, is designed for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not mandate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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