USDA VS FHA in McFarland, Dane County, WI

In the year 2026, the USDA loan ceiling in McFarland, belonging to the county of Dane, WI, is $336,500. Conversely, the FHA maximum for a single-family home is set at $472,030.

Employ the Lendersa® USDA loan calculator to evaluate and compare today’s top USDA and FHA rates. It will also help you understand the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, assisting in selecting the most suitable plan for your economic needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in McFarland, County of Dane, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in McFarland, WI

Lendersa®'s aim is to swiftly and smoothly help you secure the best USDA or FHA loan available. Choose one of the three starting points to connect with matching lenders and explore suitable USDA loan programs.

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Understanding USDA Loans in WI

A USDA home loan, endorsed by the Department of Agriculture, sometimes known as a USDA rural development loan or USDA mortgage, is exclusively offered in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Nebraska Bank of Commerce
  • 6000 Village Drive, Suite 100, Lincoln, NE, 68516
  • Nebraska Bank of Commerce (NBC) was formed initially as Community Bank of Lincoln (CBL) in 2008 by a group of experienced Nebraska bankers working in partnership with an out of state bank holding company. The goal of that founding was to bring together a group of local investors who would invest their own capital to support the initial growth of th

  • Frontier Bank
  • 8380 Glynoaks Dr, Lincoln, NE, 68516
  • Frontier Bank was founded when a group of partners and friends, devoted to the ideals of community banking, purchased an interest in a small bank in south central Nebraska. In 2005, other acquisitions in the banking and insurance industries began to follow, bolstering our philosophy of community involvement, local service.

  • West Gate Bank
  • 6003 Old Cheney Rd, Lincoln, NE, 68516
  • Family-owned since we were established in 1968, West Gate Bank is a true community bank. This community focus is not only evident in all that we do, but in how we do it. As a full-service banking institution, we are large enough to serve all your personal or commercial banking needs.

  • First State Bank Nebraska
  • 4915 Old Cheney Rd, Lincoln, NE, 68516
  • First State is a community based organization that offers banking services, insurance and financial products. First State Bank Nebraska currently has 16 locations in the communities of Lincoln, Hickman, Yutan, Wilber, Hallam, Dorchester, Cortland, Firth, Filley, DeWitt, Pickrell, Western, Beatrice, Waverly, Nehawka and an insurance agency.

  • US Home Mortgage Inc
  • 5901 S 58th St A, Lincoln, NE, 68516
  • U.S. Home Mortgage was founded in May 2006. We are a locally owned & operated business. We offer all types of home loan financing including Purchase, Refinance, New Construction, Conventional, FHA, VA, NIFA, Home Equity, Bridge, Investment Property, & Interim financing. We established this company because we wanted the ability to offer the best

  • Community National Bank KS
  • 210 Main Street, Seneca, KS, 66538
  • Community National Bank was founded in 1984 by a group of individuals in Nemaha County, Kansas on a philosophy of diverse local ownership with decisions made on a local level. Our strategy is to offer a wide array of financial services, while being an integral part of the local communities we serve.

  • Nebraska Rural Electric Association Credit Union
  • 1244 K Street, Lincoln, NE, 68508
  • The Nebraska Rural Electric Association Credit Union also known as NREA Credit Union, was chartered in 1973. We are located in Lincoln, Nebraska, in the offices of the statewide Nebraska Rural Electric Association, but we have credit union representatives to assist our staff located in most of the Association’s 34 member Rural Public Power District

  • University of Nebraska Federal Credit Union
  • 1720 P Street, Lincoln, NE, 68508
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  • Nebraska State Employees Credit Union
  • 330 S. 16, Lincoln, NE, 68508
  • NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes. We do this by returning any earnings to our members through higher dividend rates for share accounts and lower interest rates on loans. NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes.