In the year 2026, the USDA loan ceiling in McFarland, belonging to the county of Dane, WI, is $336,500. Conversely, the FHA maximum for a single-family home is set at $472,030.
Employ the Lendersa® USDA loan calculator to evaluate and compare today’s top USDA and FHA rates. It will also help you understand the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, assisting in selecting the most suitable plan for your economic needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s aim is to swiftly and smoothly help you secure the best USDA or FHA loan available. Choose one of the three starting points to connect with matching lenders and explore suitable USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, sometimes known as a USDA rural development loan or USDA mortgage, is exclusively offered in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, a USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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