USDA Vs. FHA Pro and Con comparison in Mauston, Juneau County, WI

For 2026, the USDA loan limit in Mauston, within Juneau county, WI, is $336,500, whereas the FHA limit for a single-family home is set at $472,030.

Utilizing the Lendersa® USDA loan calculator can help you compare today's USDA against FHA best rates, and understand the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding your decision on which program is best suited for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Mauston, Juneau, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Mauston, WI

Lendersa® is committed to swiftly securing the best USDA or FHA loan for you without unnecessary hurdles. You can start from one of three pathways to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Clarifying USDA Loans in WI

The USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural neighborhoods. Contrasting with FHA loans that require a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Mauston Lenders

  • Bank of Mauston
  • 503 Gateway Ave, Mauston, WI, 53948
  • Lends in Wisconsin
  • The Bank of Mauston is an independent, locally owned Bank which gives us the ability to make decisions right here so you can get the answers you need, when you need them. Bank of Mauston is a community Bank dedicated to helping our community grow and shattering our customer’s expectation.

  • Royal Bank
  • 202 Main Street, Elroy, WI, 53929
  • Lends in Wisconsin
  • Royal Bank is a locally owned and locally operated, full-service community Bank. Our tagline, Your Community Partner, embodies the deep-seeded dedication we have to our customers and the communities we serve. We are highly committed to our customers, shareholders and employees and strive to earn your complete satisfaction.

  • Bank of Wisconsin Dells
  • 716 Superior Street, Wisconsin Dells, WI, 53965
  • Lends in Wisconsin
  • Bank of Wisconsin Dells is honored to be celebrating our 110th anniversary this year. We feel incredibly fortunate for the loyalty and support demonstrated everyday by our community. In return, we remain committed to the philosophies of community banking and the values our bank was built upon.

  • The Baraboo National Bank
  • 101 Third Avenue, Baraboo, WI, 53913
  • Lends in Wisconsin
  • Baraboo State Bank has served the people of Baraboo and its surrounding communities since 1857. The bank is locally owned and operated. We are a member of The Baraboo Bancorporation, Inc. holding company. We take pride in providing our customers with excellent customer service, a wide variety of accounts, and competitive loan rates.

  • Timberwood Bank
  • 110 West Veterans Street, Tomah, WI, 54660
  • Lends in Wisconsin
  • Bank First is headquartered in Manitowoc, Wisconsin. Through a combination of acquisitions and de novo offices, our Bank has expanded to serve the financial needs of those throughout Wisconsin. Our growth has been achieved through our relationship-based model of banking. We take pride in knowing our customers on a personal level and working togethe

  • Affordable Mortgage Financing LLC
  • 902 Superior Avenue, Tomah, WI, 54660
  • Lends in Wisconsin
  • Affordable Mortgage Financing LLC is located in Tomah, Wisconsin, and was founded in 2003. This business is working in the following industry: Mortgage companies. Annual sales are around USD 203, 040.00 and also Home loans to purchase or refinance. Amazing RATES. VA FHA USDA RURAL DEVELOPMENT.

  • Nekoosa Credit Union
  • 115 Prospect Avenue, Nekoosa, WI, 54457
  • Lends in Wisconsin
  • the Nekoosa Credit Union was chartered, serving the employees of the Nekoosa-Edwards Paper Company and their immediate families. The original office space that housed the operation of the credit union was provided by the Nekoosa-Edwards Paper Company.As the credit union evolved, expansions to the original charter were granted to include persons

  • Bank of Prairie du Sac
  • 555 Park Avenue, Prairie Du Sac, WI, 53578
  • Lends in Wisconsin
  • Bank of Prairie du Sac operates under a charter granted to the Peoples State Bank on March 22, 1916. The original bank was located at the corner of Galena and Water Street in Prairie du Sac. In January 1932, the Peoples State Bank and the Prairie Sauk Bank merged to form Bank of Prairie du Sac.

  • Richland County Bank
  • 195 West Court Street, Richland Center, WI, 53581
  • Lends in Wisconsin
  • The Richland County Bank Team provides financial services to our customer base daily, to ensure each customer is treated correctly the first time. The Richland County Bank has been serving Richland Center and the surrounding community since 1881, which makes it one of Richland Center’s oldest business institutions.