USDA Loan Vs. FHA loan pro & con Wisconsin-Dells, Columbia County, WI

In 2026, the USDA loan limit for Wisconsin-Dells, located in Columbia county, WI, is $285,000, whereas the FHA limit for a single-family home stands at $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's USDA with FHA rates and assess the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding in selecting the optimal program in for your specific financial situation.

USDA and FHA Loan Options in Wisconsin-Dells, WI

The aim of Lendersa® is to secure the best USDA or FHA loan easily and without hassle. Start with one of three paths leading to matching lenders and explore USDA programs.

Understanding USDA Loans in WI

A USDA home loan, also called a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture. It is available exclusively in rural neighborhoods. Unlike FHA loans needing a minimum 3.5% down payment, USDA loans require none, making them an ideal choice for rural home purchases.

Get top 10
USDA LENDERS
customized to yout needes

Wisconsin-Dells Lenders
(608) 253-1111 Lender's profile and map Bank of Wisconsin Dells 716 Superior Street, Wisconsin Dells, WI, 53965 Lends in Wisconsin Bank of Wisconsin Dells is honored to be celebrating our 110th anniversary this year. We feel incredibly fortunate for the loyalty and support demonstrated everyday by our community. In return, we remain committed to the philosophies of community banking and the values our bank was built upon.
(608) 847-6200 Lender's profile and map Bank of Mauston 503 Gateway Ave, Mauston, WI, 53948 Lends in Wisconsin The Bank of Mauston is an independent, locally owned Bank which gives us the ability to make decisions right here so you can get the answers you need, when you need them. Bank of Mauston is a community Bank dedicated to helping our community grow and shattering our customer’s expectation.
(608) 356-7703 Lender's profile and map The Baraboo National Bank 101 Third Avenue, Baraboo, WI, 53913 Lends in Wisconsin Baraboo State Bank has served the people of Baraboo and its surrounding communities since 1857. The bank is locally owned and operated. We are a member of The Baraboo Bancorporation, Inc. holding company. We take pride in providing our customers with excellent customer service, a wide variety of accounts, and competitive loan rates.
(608) 643-3393 Lender's profile and map Bank of Prairie du Sac 555 Park Avenue, Prairie Du Sac, WI, 53578 Lends in Wisconsin Bank of Prairie du Sac operates under a charter granted to the Peoples State Bank on March 22, 1916. The original bank was located at the corner of Galena and Water Street in Prairie du Sac. In January 1932, the Peoples State Bank and the Prairie Sauk Bank merged to form Bank of Prairie du Sac.
(800) 873-1406 Lender's profile and map Royal Bank 202 Main Street, Elroy, WI, 53929 Lends in Wisconsin Royal Bank is a locally owned and locally operated, full-service community Bank. Our tagline, Your Community Partner, embodies the deep-seeded dedication we have to our customers and the communities we serve. We are highly committed to our customers, shareholders and employees and strive to earn your complete satisfaction.
(608) 212-7335 Lender's profile and map Rasmussen Mortgage Inc. 113 South Main Street, Suite 201, Lodi, WI, 53555 Lends in Wisconsin Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.
(608) 643-6300 Lender's profile and map Wisconsin River Bank 608 Phillips Boulevard, Sauk City, WI, 53583 Lends in Wisconsin Wisconsin River Bank remains an independent community bank. We provide premium quality service with enhanced relationships to meet the financial need of all of our clients, both large and small. Let us partner with you and assist you with your personal and business lending or leasing needs.
(715) 886-3661 Lender's profile and map Nekoosa Credit Union 115 Prospect Avenue, Nekoosa, WI, 54457 Lends in Wisconsin the Nekoosa Credit Union was chartered, serving the employees of the Nekoosa-Edwards Paper Company and their immediate families. The original office space that housed the operation of the credit union was provided by the Nekoosa-Edwards Paper Company.As the credit union evolved, expansions to the original charter were granted to include persons
(608) 846-3711 Lender's profile and map DMB Community Bank 321 North Main Street, Deforest, WI, 53532 Lends in Wisconsin We offer you personal service and a full menu of products and services. Whether you are an individual customer, a small business or professional firm, we have the products and experience to take care of your financial needs. Banking with us is doing business with people you know and who know you