USDA and FHA Pro and Con in Wisconsin-Dells, Columbia County, WI
In 2026, the USDA loan limit for Wisconsin-Dells, located in Columbia county, WI, is $285,000, whereas the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's USDA with FHA rates and assess the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding in selecting the optimal program in for your specific financial situation.
2026 Loan Limits and Downpayment Requirements in Wisconsin-Dells, Columbia, WI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Wisconsin-Dells, WI
The aim of Lendersa® is to secure the best USDA or FHA loan easily and without hassle. Start with one of three paths leading to matching lenders and explore USDA programs.
A USDA home loan, also called a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture. It is available exclusively in rural neighborhoods. Unlike FHA loans needing a minimum 3.5% down payment, USDA loans require none, making them an ideal choice for rural home purchases.
CommonRoots Federal Credit Our goal is and always has been to help each and every one of our members to achieve their financial goals and be good stewards of their resources. The founding fathers of our credit union could not have predicted the important role the organization would play in the lives of so many individuals.
8050 Rowan Rd, Suite 503, Cranberry Township, PA, 16066
We have built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of Pennsylvania. We're a full service, independently owned mortgage lender with an experienced staff offering expertise in every area of mortgage lending
Willow Island Federal Credit Union was chartered on March 4, 1953. The chartering members were Raymond E Leach, Earl D Ellis, R C Lantz, Alfred T Hall, John H Cramer, D Ernest Wilcox, & R K Britton. The credit union was organized due to the need for employees to be able to obtain loans at a reasonable rate.
Western State Bank is an employee-owned community Bank, with assets totaling approximately $1 billion. The Bank offers superior full-Banking services, investments and mortgage financing to personal and business customers, as well as nationwide equipment financing services. Western State Bank’s locations are in the North Dakota communities.
Ohio Valley Community Federal Credit Union has been meeting the changing financial needs of its members since 1960. OVCFCU is one of the area's largest financial institutions. We are a full-service, federal-chartered financial institution guided by this mission statement: “Providing safety and security with innovative financial services.
8805 University Boulevard, Moon Township, PA, 15108
We make a meaningful difference in our community by delivering financial services with a fun-loving spirit and servant’s heart. We treat our Members and Staff like our business depends on them - because it does! We go beyond only offering products and services or simply being "just another financial institution.
Briar Cliff Financial Services has made over $29 million in commercial mortgage loans on all types of collateral, including single-family, multi-family, retail, office, mixed-use, light industrial, and undeveloped land. Briar Cliff is a direct, privately owned mortgage lender specializing in small to medium size commercial mortgage loans on propert
Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community
