USDA Vs. FHA Pro and Con comparison in Paddock-Lake, Kenosha County, WI

In 2026, the USDA loan limit in Paddock-Lake, Kenosha county, WI, is $303,600. The FHA limit for a single-family home is $379,500.

Use the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates. Identify the necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side, helping determine the best option in tailored to your financial circumstances.

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2026 Loan Limits and Downpayment Requirements in Paddock-Lake, Kenosha, WI

Loan Type Loan Limit Down Payment
USDA $303,600 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Paddock-Lake, WI

Lendersa®'s mission is to swiftly connect you with the best USDA or FHA loan, hassle-free. Select one of three approaches to link with matching lenders and discover USDA loan programs suiting your needs.

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Understanding USDA Loans in WI

A USDA home loan, often called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Jamestown Area Community FCU
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  • To provide a wide variety of financial services at the lowest possible cost to our members and to support the community and the Credit Unions in our area with the philosophy of:

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    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups

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    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

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