USDA and FHA Pro and Con in Burlington, Racine County, WI

In 2026, the USDA loan limit in Burlington, within Racine county, WI, is $336,500. On a separate note, the FHA limit for a single-family home is $472,030.

By using the Lendersa® USDA loan calculator, you can effectively compare current USDA against FHA rates. It will help you assess the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, supporting your decision-making process for choosing the best program in for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Burlington, Racine, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Burlington, WI

The mission of Lendersa® is to connect you with the best possible USDA or FHA loan quickly and without hassle. Choose one of three initial pathways to find matching lenders and investigate USDA loan programs.

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Understanding USDA Loans in WI

A USDA home loan, supported by the Department of Agriculture and also called a USDA rural development loan or mortgage, is specifically available for rural areas. Unlike FHA loans that require a minimal down payment of 3.5%, USDA loans require no down payment, making them a more accessible choice for rural home buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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