USDA Vs. FHA Pro and Con comparison in Burlington, Racine County, WI
In 2026, the USDA loan limit in Burlington, within Racine county, WI, is $336,500. On a separate note, the FHA limit for a single-family home is $472,030.
By using the Lendersa® USDA loan calculator, you can effectively compare current USDA against FHA rates. It will help you assess the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, supporting your decision-making process for choosing the best program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in Burlington, Racine, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Burlington, WI
The mission of Lendersa® is to connect you with the best possible USDA or FHA loan quickly and without hassle. Choose one of three initial pathways to find matching lenders and investigate USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and also called a USDA rural development loan or mortgage, is specifically available for rural areas. Unlike FHA loans that require a minimal down payment of 3.5%, USDA loans require no down payment, making them a more accessible choice for rural home buyers.
820 Geneva Pkwy, Suite 106, Lake Geneva, WI, 53147
Lends in Wisconsin
INmortgage Co mission is to strive to provide a new level of excellence along with a fresh transparent approach in the mortgage industry. We boast the top of the line technologies, broad range of programs, comprehensive marketing and experienced staff comprised of top producing loan originators, and management.
Educators Credit Union was founded by teachers in 1937 so members could borrow and save money at fair and reasonable interest rates. Today, Educators members are students, government workers, healthcare employees, small business owners and many other community members. Educators started out operating under the guiding principle of “Not for Profit.
BLP is a private non-profit organization, licensed by the U.S. Small Business Administration (SBA) as a Certified Development Company (CDC) to do SBA 504 lending. We are the only CDC headquartered in Southeast Wisconsin and have been in business since 1983. BLP staff provides access to the SBA 504 loan program & other resources using our expertise.
Corporate Central Credit Union is a credit union. We are structured, governed, and provide the same services as retail credit unions that serve consumers, however we only serve credit unions and credit union organizations. We were originally created by the movement to provide loans to credit unions during times of tight
W188 S7820 Racine Av, Suite 100, Muskego, WI, 53150
Lends in Wisconsin
A + Mortgage Services, Inc. we pride ourselves on offering each of our clients, world class, customer care. It is our commitment to deliver for you the best products available at the absolute lowest price in the market. We do this by our relentless, constant search for the lowest market price by selling our loans direct into the secondary market.
It all started in 1935 when a group of 10 individuals pooled their resources to help each other succeed financially by starting a Credit Union. Southern Lakes Credit Union is a member owned financial cooperative. With our Home Office in Kenosha, WI we are a Community Chartered Credit Union serving all individuals living
Lakefront Capital was founded by a husband-and-wife team who have a passion for real estate investing and have been investing in real estate since 2012. Lakefront Capital is always focused on the bigger picture and is looking to build long lasting lending relationships with every investor.
In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.
