USDA Vs. FHA Pro and Con comparison in Twin-Lakes, Kenosha County, WI

In 2025, the USDA loan ceiling in Twin-Lakes, within Kenosha county of WI, is set at $303,600, whereas the FHA limit for a single-family dwelling reaches $379,500.

Employ Lendersa® USDA loan calculator to weigh today's best rates for USDA versus FHA loans. Determine the required income, credit score, reserves, and documentation for qualification. Our comprehensive mortgage calculator lays out USDA, FHA, Conforming, and VA programs side by side, aiding in selecting the ideal choice for your financial needs in Alabama.

Review loan offers from 100 different lenders

2025 loan thresholds and downpayment requirements in Twin-Lakes, Kenosha county, WI

Loan Category Maximum Loan Down Payment
USDA $303,600 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA loan solutions in Twin-Lakes, WI

The purpose of Lendersa® is to connect you quickly and effortlessly to the best USDA or FHA loan. Choose one of three pathways to identify matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan is supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans, which necessitate a minimum of 3.5% down, USDA loans eliminate the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Coloramo Federal Credit Union
  • 516 28 Road, Grand Junction, CO, 81501
  • Coloramo Federal Credit Union was established on June 8, 1953. Coloramo originally consisted of only eight members who were Colorado Raw Materials Office employees. Today, Coloramo serves 11,088 members and has assets of $150 million. Coloramo Federal Credit Union's mission is to build lifelong member relationships to help our members.
  • W.C. Mortgage Inc.
  • 803 White Avenue, Grand Junction, CO, 81501
  • At W.C. Mortgage Inc., we have a saying here, "Mobiles to Mansions," whether you are buying a manufactured house in a mobile home park or a mansion on acreage we have a competitive program for you. We have been in business for over a decade as a small personable brokerage that has grown throughout the years by being true to our customers.
  • Access Reverse Mortgage
  • 1201 6th Ave W Suite 408, Bradenton, FL, 34205
  • Access Reverse is a family owned and operated company that has been in business since 2005. We serve seniors in the state of Florida, and operate out of our main office in St. Petersburg, while having representatives located throughout the state. We offer friendly, efficient and personalized service.
  • Embrace Home Loans
  • 435 12th Street West, Suite 202, Bradenton, FL, 34205
  • "Embrace, we want to help you grow both professionally and personally because we believe that business success and individual fulfillment go hand in hand. That’s why when you join our team, you’ll receive the support you need to succeed inside the office and out. For the last 11 years,"
  • Grand Valley Home Loans
  • 1822 L Road, Fruita, CO, 81521
  • Mickie Fisher Rogers is the owner of Grand Valley Home Loans a recognized leader in the mortgage industry. Being a Fruita, Colorado Native, she and her family have strong roots in the Western Slope. Known for consistently delivering the best home buying experience, Mickie is passionate, genuine & always has her borrower’s best interest at heart.
  • BRYAN'S MORTGAGE LENDING INC
  • 2105 Palm Bay Road, Suite 3W, Palm Bay, FL, 32905
  • Bryan’s Mortgage Lending Inc is a mortgage lending company dedicated to matching each borrower with a perfect loan which meets their needs. We are available 7 days a week for our Clients and our goal is to make the lending process as easy as possible, while delivering great rates and terms.
  • Jemez Valley Credit Union
  • 17117 Highway 4, Jemez Springs, NM, 87025
  • The Jemez Valley Credit Union has been providing quality service to its members for more than 50 years. We are proud to be a non-profit member-owned financial institution. Our mission is to provide our members with prompt, accurate, high quality, reasonably priced service. Jemez Valley Credit Union was established in 1966.
  • TexStar Federal Credit Union
  • 141 Park Place Boulevard, Kenedy, TX, 78119
  • TexStar Federal Credit Union has been open since 1967. The credit union has assets totaling $24.11 Million and provides banking services to more than 1, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
  • The Falls City National Bank
  • 100 S Front Street, Falls City, TX, 78113
  • The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business. Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.
  • McGuire Lending Group
  • 6170 FL-70 Suite 102, Bradenton, FL, 34203
  • We are committed to 100% customer satisfaction! Our goal is to take a complicated mortgage situation and create a simple solution to help you reduce debt, maximize your cash flow and create wealth. We help our borrowers integrate the mortgage loan they select into their overall long-and short-term financial and investment goals.