USDA Vs. FHA your options comparison in Twin-Lakes, Kenosha County, WI

In 2025, USDA loan limit in Twin-Lakes, county of Kenosha, WI is $303,600 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Twin-Lakes, county of Kenosha, WI

Loan Type Loan Limit Down payment
USDA $303,600 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Twin-Lakes, WI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Wisconsin?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • My Loan Tailor, LLC
  • 2843 Lakewood Drive, Jersey City, NJ, 07304
  • Our main drive and focus is on education & loan literacy so that borrowers are prepared when seeking financing. This includes visitors filling out loan information, finance goals & contact preferences in order to be matched with 2 to 5 lenders. Our resource hub is a nest of information provided to help people increase their knowledge & comfort.
  • LX Financial LLC
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  • LX Financial LLC is an asset-based mortgage lender and loan originator for rental and commercial properties. If it makes sense, we can fund it. We have great versatility in structuring solutions, which can include (one or more of) the following financing options/sources: LX Financial capital Our network of private lenders
  • Island Capital Services LLC
  • 84 New Dorp Plaza, Suite 206 & 208, Staten Island, NY, 10306
  • Shop For Your Loan Today, Live In Your Home Tomorrow Island Capital Service is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
  • C A Mortgage Services
  • 305-C Second Loop Road, Florence, SC, 29505
  • C & A Mortgage Services of Florence Inc, in business since 1991, is a true Mortgage Broker firm and gladly accepts that identity because of the large amount of flexibility we are offered by the various national wholesale lenders we choose to do business with. The company is solely owned and operated since it's inception.
  • Benchmark Mortgage
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  • At Benchmark Mortgage we specialize in ALL areas of residential and commercial real estate financing. We offer mortgage programs suited for first time home buyers, the experienced property investor as well as builders and small business owners. We have access to short term construction and rehab loans.
  • BREEZY MORTGAGE LLC
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  • Breezy Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
  • Seafarer Home Corporation
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  • As a licensed Mortgage Lender/Broker, we know from firsthand experience how overwhelming it can be to deal with mortgages. However, we also know that it doesn’t have to be this way. Seafarer Home specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions.
  • Port of Hampton Roads ILA Federal Credit Union
  • 1355 International Terminal Boulevard, Suite 102, Norfolk, VA, 23505
  • The Port of Hampton Roads ILA Federal Credit Union is a financial institution owned and controlled by it's members. It continues to exist solely for the financial benefit of it's members through their ability to save money in the form of Share (deposits), purchasing of savings certificates (certificates of deposits) and other savings mechanisms.
  • Capital Lending
  • 8417 Bergeline Avenue, North Bergen, NJ, 07047
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, financing tools & best of all quality service & individual attention.Capital Lending Corp. has committed itself to serve the underserved-from people in urban & ethnic minority communities that many financial institutions overlook.
  • NKC Lending Group
  • 344 Grove St Suite 218, Jersey City, NJ, 07302
  • We Close On Time.