USDA Loan Vs. FHA loan for Union-Grove, WI [Racine County ]

In 2026, the loan limit for USDA in Union-Grove, within Racine county, WI, is $285,000, while for a single-family home, the FHA limit is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and assess the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, helping you determine which program in best suits your financial needs.

Exploring USDA and FHA Loan Choices in Union-Grove, WI

Lendersa® aims to secure the best USDA or FHA loan for you promptly and effortlessly. Start with one of three pathways to connect with lenders and align with USDA loan programs.

Image showing results of Lendersa USDA loan request and matches

Understanding USDA Loans in WI

A USDA home loan, insured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not necessitate any down payment.

Get top 10
USDA LENDERS
customized to yout needes

(913) 727-1040 Lender's profile and map Reviews Citizens Federal Savings Bank 5151 S. 4th Street, Leavenworth, KS, 66048 Citizens FSB has a very a rich heritage! As you will see it is the foundation of what we believe to be the strongest regional financial institution in the country.Citizens FSB is a Commercial Real Estate lender & a Preferred Home Loan provider and is a preferred home loan provider with emphasis on competitive interest rates & low closing costs.
(888) 219-3159 Lender's profile and map Reviews USX Federal Credit Union 1293 Freedom Road, Cranberry Township, PA, 16066 USX FCU was founded in 1938 by several United States Steel Corporation employees with a mission to educate its members about financial matters and help them manage their daily financial affairs and also to provide members with advantages in every aspect of their financial lives and giving them the confidence of financial security
(724) 252-3200 Lender's profile and map Reviews CommonRoots Federal Credit Union 1204 Freedom Road, Cranberry Township, PA, 16066 CommonRoots Federal Credit Our goal is and always has been to help each and every one of our members to achieve their financial goals and be good stewards of their resources. The founding fathers of our credit union could not have predicted the important role the organization would play in the lives of so many individuals.
(724) 772-3333 Lender's profile and map Reviews Welcome Home Finance, LP 8050 Rowan Rd, Suite 503, Cranberry Township, PA, 16066 We have built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of Pennsylvania. We're a full service, independently owned mortgage lender with an experienced staff offering expertise in every area of mortgage lending
(615) 325-9257 Lender's profile and map Reviews Volunteer State Bank 101 Highway 52 W., Portland, TN, 37148 Since 1977, Volunteer State Bank has been proud to bring an enriching banking experience to the people of Middle Tennessee. Since day one, we've been committed to providing personalized service, on top of value-added products offering to help our customers reach their life goals.
(913) 458-2739 Lender's profile and map Reviews B&V Credit Union 11401 Lamar Avenue, Overland Park, KS, 66211 Our Credit Union was established in 1954 for the purpose of providing convenient, high quality, personalized financial services that are responsive to the needs of our members. B&V Credit Union is a separate entity from Black & Veatch Corp. While Black & Veatch is a valued sponsor of B&V Credit Union.
(816) 694-0240 Lender's profile and map Reviews Ed Baldwin Home Loans 3401 College Blvd, Suite 220, Leawood, KS, 66211 Purchasing a home is an exciting time in a person’s life. At Community Mortgage, Ed Baldwin loves helping clients complete this process. Ed is a Kansas City native and has never left the area — even for college! Ed currently lives in Overland Park. He is happily married and has five children.
(913) 647-7000 Lender's profile and map Reviews BNC National Bank 7007 College Blvd, Suite 600, Overland Park, KS, 66211 Your home is one of the greatest investments you’ll make. Let BNC help you by taking the guesswork out of securing your mortgage loan. BNC National Bank is a full-service community bank dedicated to providing deposit accounts, commercial lending mortgages, online banking and wealth management products and services to businesses and consumers.
(913) 945-3704 Lender's profile and map Reviews ReeceNichols Topeka Elite, LLC 11601 Granada, Leawood, KS, 66211 Buying and selling a house is an emotional process. We understand that better than most, and our agents are here to be your trusted advisor and lifelong friend. We’re dedicated to the people of Kansas and Missouri and believe everyone should be able to find home. That’s why we do what we do.