USDA and FHA Pro and Con in Union-Grove, Racine County, WI

In 2025, the loan limit for USDA in Union-Grove, within Racine county, WI, is $285,000, while for a single-family home, the FHA limit is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and assess the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, helping you determine which program in best suits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Union-Grove, Racine, WI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Choices in Union-Grove, WI

Lendersa® aims to secure the best USDA or FHA loan for you promptly and effortlessly. Start with one of three pathways to connect with lenders and align with USDA loan programs.

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Understanding USDA Loans in WI

A USDA home loan, insured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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