USDA Vs. FHA your options comparison in Salem-Lakes, Kenosha County, WI
In 2026, the USDA loan limit in Salem-Lakes, Kenosha, WI is $303,600, while for a single-family home, the FHA limit is $379,500.
Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates and discover the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA side by side to help choose the best program in for your financial needs.
2026 loan limits and downpayment requirements in Salem-Lakes, Kenosha, WI
Loan Type
Loan Limit
Down payment
USDA
$303,600
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Salem-Lakes, WI
Lendersa® aims to secure you the best USDA or FHA loan quickly and easily. Choose from three options to connect with matching lenders and USDA loan programs.
A USDA home loan is supported by the Department of Agriculture and known as a USDA rural development loan or mortgage, available in rural areas only. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans need no down payment.
It all started in 1935 when a group of 10 individuals pooled their resources to help each other succeed financially by starting a Credit Union. Southern Lakes Credit Union is a member owned financial cooperative. With our Home Office in Kenosha, WI we are a Community Chartered Credit Union serving all individuals living
Lakefront Capital was founded by a husband-and-wife team who have a passion for real estate investing and have been investing in real estate since 2012. Lakefront Capital is always focused on the bigger picture and is looking to build long lasting lending relationships with every investor.
In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.
Educators Credit Union was founded by teachers in 1937 so members could borrow and save money at fair and reasonable interest rates. Today, Educators members are students, government workers, healthcare employees, small business owners and many other community members. Educators started out operating under the guiding principle of “Not for Profit.
BLP is a private non-profit organization, licensed by the U.S. Small Business Administration (SBA) as a Certified Development Company (CDC) to do SBA 504 lending. We are the only CDC headquartered in Southeast Wisconsin and have been in business since 1983. BLP staff provides access to the SBA 504 loan program & other resources using our expertise.
820 Geneva Pkwy, Suite 106, Lake Geneva, WI, 53147
Lends in Wisconsin
INmortgage Co mission is to strive to provide a new level of excellence along with a fresh transparent approach in the mortgage industry. We boast the top of the line technologies, broad range of programs, comprehensive marketing and experienced staff comprised of top producing loan originators, and management.
MCU has been serving the hard working people of the Racine and Kenosha areas, since 1939. If you live or work in Racine or Kenosha counties, you may be eligible for a membership with MCU. So stop into the branch, or if you prefer, call or e-mail us.
Let us help you save! Consider joining MCU, only $15 gives you a membership share
