In 2026, the USDA loan limit in Salem-Lakes, Kenosha, WI is $303,600, while for a single-family home, the FHA limit is $379,500.
Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates and discover the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA side by side to help choose the best program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $303,600 | 0% |
| FHA | $379,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to secure you the best USDA or FHA loan quickly and easily. Choose from three options to connect with matching lenders and USDA loan programs.
A USDA home loan is supported by the Department of Agriculture and known as a USDA rural development loan or mortgage, available in rural areas only. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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