USDA Vs. FHA Pro and Con comparison in Pleasant-Prairie, Kenosha County, WI

In 2026, the USDA loan limit for a single-family residence in Pleasant-Prairie, located in the county of Kenosha, WI, is $303,600, while the FHA limit stands at $379,500.

Take advantage of the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates today, and assess the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, facilitating your decision on which is most suitable for your personal financial situation in .

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2026 Loan Limits and Down Payment Requirements in Pleasant-Prairie, Kenosha, WI

Loan Type Loan Limit Down Payment
USDA $303,600 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Loan Options: USDA and FHA in Pleasant-Prairie, WI

The objective at Lendersa® is to secure the optimal USDA or FHA loan for you swiftly and effortlessly. Select one of these three starting routes that link you with matching lenders and USDA loan programs.

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An Overview of USDA Loans in WI

A USDA home loan is supported by the government through the Department of Agriculture, also recognized as the USDA rural development loan or USDA mortgage, and is exclusively available in rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA mortgage loan necessitates no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



Pleasant-Prairie Lenders

  • Southern Lakes Credit Union
  • 3000 80th Street, Kenosha, WI, 53142
  • Lends in Wisconsin
  • It all started in 1935 when a group of 10 individuals pooled their resources to help each other succeed financially by starting a Credit Union. Southern Lakes Credit Union is a member owned financial cooperative. With our Home Office in Kenosha, WI we are a Community Chartered Credit Union serving all individuals living

  • Lakefront Capital LLC
  • 4623 75th S, Suite 4-164, Kenosha, WI, 53142
  • Lends in Wisconsin
  • Lakefront Capital was founded by a husband-and-wife team who have a passion for real estate investing and have been investing in real estate since 2012. Lakefront Capital is always focused on the bigger picture and is looking to build long lasting lending relationships with every investor.

  • Gateway Mortgage Corporation
  • 6501 Green Bay Road, Kenosha, WI, 53142
  • Lends in Wisconsin
  • In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.

  • Educators Credit Union
  • 1326 Willow Road, Sturtevant, WI, 53177
  • Lends in Wisconsin
  • Educators Credit Union was founded by teachers in 1937 so members could borrow and save money at fair and reasonable interest rates. Today, Educators members are students, government workers, healthcare employees, small business owners and many other community members. Educators started out operating under the guiding principle of “Not for Profit.

  • Business Lending Partners
  • 2320 Renaissance Blvd, Sturtevant, WI, 53177
  • Lends in Wisconsin
  • BLP is a private non-profit organization, licensed by the U.S. Small Business Administration (SBA) as a Certified Development Company (CDC) to do SBA 504 lending. We are the only CDC headquartered in Southeast Wisconsin and have been in business since 1983. BLP staff provides access to the SBA 504 loan program & other resources using our expertise.