FHA Vs. USDA loan program for Bristol, Kenosha County, Wisconsin

As of 2026, in Bristol located in the county of Kenosha, WI, the USDA loan limit is $336,500, while the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and compare the current USDA versus FHA rates. Identify the income, credit, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options in contrast, helping you choose the optimal program for your financial needs in .

USDA and FHA Loan Options in Bristol, WI

Lendersa® aims to provide you with the most suitable USDA or FHA loan quickly and with minimal fuss. Choose one of the three starting pathways that will connect you with matching lenders and USDA programs.

Type of Loan	Loan Maximum	Minimum Down Payment
USDA	$336,500	0%
FHA	$472,030	3.5%
Conventional Conforming	$726,200	3%

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

The USDA home loan, insured by the Department of Agriculture, is otherwise known as a USDA rural development loan or mortgage. It is exclusive to rural areas. Differing from FHA loans that need a minimum of a 3.5% down payment, USDA loans require no down payment.

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Bristol Lenders
(800) 924-6373 Lender's profile and map Southern Lakes Credit Union 3000 80th Street, Kenosha, WI, 53142 Lends in Wisconsin It all started in 1935 when a group of 10 individuals pooled their resources to help each other succeed financially by starting a Credit Union. Southern Lakes Credit Union is a member owned financial cooperative. With our Home Office in Kenosha, WI we are a Community Chartered Credit Union serving all individuals living
(262) 308-6484 Lender's profile and map Lakefront Capital LLC 4623 75th S, Suite 4-164, Kenosha, WI, 53142 Lends in Wisconsin Lakefront Capital was founded by a husband-and-wife team who have a passion for real estate investing and have been investing in real estate since 2012. Lakefront Capital is always focused on the bigger picture and is looking to build long lasting lending relationships with every investor.
(262) 657-7733 Lender's profile and map Gateway Mortgage Corporation 6501 Green Bay Road, Kenosha, WI, 53142 Lends in Wisconsin In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.
(800) 236-5898 Lender's profile and map Educators Credit Union 1326 Willow Road, Sturtevant, WI, 53177 Lends in Wisconsin Educators Credit Union was founded by teachers in 1937 so members could borrow and save money at fair and reasonable interest rates. Today, Educators members are students, government workers, healthcare employees, small business owners and many other community members. Educators started out operating under the guiding principle of “Not for Profit.
(262) 898-7420 Lender's profile and map Business Lending Partners 2320 Renaissance Blvd, Sturtevant, WI, 53177 Lends in Wisconsin BLP is a private non-profit organization, licensed by the U.S. Small Business Administration (SBA) as a Certified Development Company (CDC) to do SBA 504 lending. We are the only CDC headquartered in Southeast Wisconsin and have been in business since 1983. BLP staff provides access to the SBA 504 loan program & other resources using our expertise.