USDA Loan Vs. FHA loan for Cottage-Grove, WI [Dane County Rates 2023]

In 2025, USDA loan limit in Cottage-Grove, county of Dane, WI is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Cottage-Grove, WI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Wisconsin?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

516 261 2999 809 miles Lender's profile and map Reviews Sharestates, Inc. 45 North Station Plaza, Suite 400, Great Neck, NY, 11021 Sharestates, we offer investors direct access to institutional-quality real estate investments through our online marketplace, with real estate investors earning a projected 8-12% net annualized returns. Through the process of real estate crowdfunding, we make it easy for anyone to build a real estate portfolio.
(855) 439-6634 809 miles Lender's profile and map Reviews Modi Mortgage 1301 W President George Bush Hwy, Suite 300, Richardson, TX, 75080 Modi Mortgage is for the no-frills customer that wants to control their mortgage experience, allowing radical speed & transparency to your loan process. Our unique platform removes multiple middlemen from the process. Not only are you able to control the process, you have 24.7 access to a Modi representative that can answer any
(972) 808-0800 809 miles Lender's profile and map Reviews CSC Capital Corp. 1701 N Collins Boulevard, Suite 125, Richardson, TX, 75080 CSC Capital Corp. is a direct, private, construction warehouse lender to qualified mortgage bankers for manufactured, modular, and site-built land/home purchases. We are located in Richardson, Texas, and have served clients for more than 15 years and Our loan is to you, the lender, so you can control both your interim and end loan.
(214) 432-8999 809 miles Lender's profile and map Reviews Magnificent Mortgage Group 811 South Central Expressway, Suite 229, Richardson, TX, 75080 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(469) 951-5887 809 miles Lender's profile and map Reviews Lending Star Capital, LLC 2701 Custer Parkway, Suite 706, Richardson, TX, 75080 Our team has over 15 years’ professional experience in mortgage and real estate, with extensive product knowledge and client-centered customer service. Our goal is to provide competitive rates, minimum costs, prompt support, and stress-free closing for our clients, making your home loan journey a pleasurable experience!
(972) 661-9988 809 miles Lender's profile and map Reviews Mercantile Morgage Corporation 1401 North Central Expressway, Suite 100, Richardson, TX, 75080 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(972) 891-8282 809 miles Lender's profile and map Reviews The Mortgage Broker Group 1401 N Central Expy, Richardson, TX, 75080 The Mortgage Broker group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(972) 215-6422 809 miles Lender's profile and map Reviews VERITY MORTGAGE 16970 Dallas Parkway, Suite 401, Dallas, TX, 75080 Verity Mortgage is a member of the Eustis Mortgage Corporation family of companies is setting a high bar for our competition. Over 60 years ago, Eustis Mortgage Corporation opened its doors with a focus on two things that all great organizations have in common. Low staff turnover and a high percentage of repeat customers.
(203) 413-9300 809 miles Lender's profile and map Reviews Fieldpoint Private Bank & Trust 100 Field Point, Greenwich, CT, 06830 Fieldpoint Private puts clients first, always. With customized options, our team will help you strengthen and sustain your assets in a way that helps you reach your goals, grow your wealth and simplify your life so you can get back to doing what you love most.Our advisors and bankers work across the United States, and are committed to being accessi
(203) 869-5280 809 miles Lender's profile and map Reviews Greenwich Municipal Employees Federal Credit Union 439 West Putnam Avenue, Greenwich, CT, 06830 Our Mission is To provide and promote the use of a variety of financial services which incorporate particular benefits, consumer advantages and features not otherwise readily available to our members with the specific intent of helping our members gain some extra measure of personal financial success.
(203) 618-4444 809 miles Lender's profile and map Reviews Strategy Mortgage Corp. 5 Edgewood Avenue, 2nd Floor, Greenwich, CT, 06830 Strategy Mortgage represents national, regional & local lenders in order to provide you with the most competitive rates available. We close loans on time and at the locked rate. Closing costs & detailed program disclosures are discussed up front and there are NO hidden fees. Strategy Mortgage is a mortgage brokerage licensed in CT, NY, MA, and FL.