USDA Vs. FHA your options comparison in Genoa-City, Walworth County, WI

In 2026, the USDA loan limit for a single-family home in Genoa-City, situated in Walworth county of WI, stands at $285,000. Comparatively, the FHA limit for such homes is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate various rates, specifically USDA versus FHA, and assess the income, credit, reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, guiding your decision on the most suitable program for your financial needs in .

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Exploring 2026 loan limits and downpayment details in Genoa-City, Walworth county of WI

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Choices in Genoa-City, WI

The mission of Lendersa® is to provide you with optimal USDA or FHA loans quickly and without complications. Choose from three pathways to connect with lenders and explore USDA loan opportunities.

Lendersa USDA loan request and matching outcomes

Defining USDA Loans in WI

A USDA loan is a government-backed mortgage by the Department of Agriculture, also termed a USDA rural development loan or mortgage. This loan is exclusive to rural areas. Unlike FHA loans requiring a minimum of 3.5% down, the USDA mortgage demands no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Spruill Global Funding LLC
  • 6263 Poplar Avenue, Suite 201, Memphis, TN, 38119
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  • 460 Locust Street, Sidman, PA, 15955
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    Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.

  • The Dickinson County Bank
  • 101 South Factory Street, Enterprise, KS, 67441
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  • Central Nebraska FCU
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    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Home Federal Bank
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