In 2026, the USDA loan limit for a single-family home in Genoa-City, situated in Walworth county of WI, stands at $285,000. Comparatively, the FHA limit for such homes is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate various rates, specifically USDA versus FHA, and assess the income, credit, reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, guiding your decision on the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to provide you with optimal USDA or FHA loans quickly and without complications. Choose from three pathways to connect with lenders and explore USDA loan opportunities.
A USDA loan is a government-backed mortgage by the Department of Agriculture, also termed a USDA rural development loan or mortgage. This loan is exclusive to rural areas. Unlike FHA loans requiring a minimum of 3.5% down, the USDA mortgage demands no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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