USDA Loan Vs. FHA loan for Fairmont, WV [Marion County ]

In 2025, the USDA loan cap in Fairmont, within Marion County, WV, stands at $336,500, whereas for a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to scrutinize the best current rates between USDA and FHA options. This calculator aids in determining the required income, credit score, reserves, and necessary documents for eligibility. Our advanced mortgage calculator allows you to contrast USDA, FHA, Conforming, and VA loans concurrently, helping you choose the program that aligns best with your financial conditions in Alabama.

Available USDA and FHA Loan Options in Fairmont, WV

Lendersa® is dedicated to finding you the most suitable USDA or FHA loan quickly and with minimal effort. You can choose from three different starting options that help connect you to appropriate lenders and USDA loan programs.

Defining USDA Loans in WV

The USDA home loan, backed by the Department of Agriculture—sometimes referred to as a USDA rural development loan or USDA mortgage—is accessible exclusively in rural areas. Contrary to FHA loans that necessitate at least a 3.5% down payment, USDA loans demand no down payment at all.

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(412) 831-4776 Lender's profile and map Reviews Equity Edge Funding Corporation 4050 Washington Rd, Suite 3F, Canonsburg, PA, 15317 Founded in 2001, Equity Edge Funding prides itself on its unmatched level of customer service. All of the loan officers take great strides in earning your business and work diligently toward being your "trusted mortgage financial advisor for life", not just one transaction. The company has developed a strong reputation
(412) 606-1020 Lender's profile and map Reviews MJ Mortgage & Tax Services, Inc. 321 Winners Circle, Canonsburg, PA, 15317 We understand that each customer has specific needs, so here at MJ Mortgage & Tax Services Inc., we strive to provide our clients with enhanced services and follow-though. Because of our many years in both the lending and the real estate industries, we make the complicated process seem easy and straightforward.
(412) 401-6805 Lender's profile and map Reviews THREE RIVERS LENDING 375 Southpointe Blvd, Suite 340, Canonsburg, PA, 15317 Three Rivers Lending "Mortgage and Refinancing Experts" with over 30 years of experience. We serve Pennsylvania and Florida. We are Mortgage Brokers so we can shop your loan with 18 of our investors to get you the best rate and product. Remember you only need 3.5% down to buy your new home. Call us so we can help you
(740) 865-3483 Lender's profile and map Reviews The Peoples Savings Bank 710 Second Street, New Matamoras, OH, 45767 Since 1911, The Peoples Savings Bank has been serving eastern Washington County, OH with a wide array of banking services. Chartered in 1911 as a commercial bank, The Peoples Savings Bank has flourished as a locally owned, independent community bank with strong ties to its heritage.
(304) 665-1127 Lender's profile and map Reviews Willow Island Credit Union 7910 S Pleasants Highway, Saint Marys, WV, 26170 Willow Island Federal Credit Union was chartered on March 4, 1953. The chartering members were Raymond E Leach, Earl D Ellis, R C Lantz, Alfred T Hall, John H Cramer, D Ernest Wilcox, & R K Britton. The credit union was organized due to the need for employees to be able to obtain loans at a reasonable rate.
(888) 275-5566 Lender's profile and map Reviews Unified Bank 201 S. 4th at Hickory, Martins Ferry, OH, 43935 Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference! We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!
(740) 633-2103 Lender's profile and map Reviews SOFTITE COMMUNITY FEDERAL CREDIT UNION 1201 S Zane Highway, Martins Ferry, OH, 43935 SOFTITE COMMUNITY FEDERAL CREDIT UNION is a not for profit financial institution, owned by the members of the Credit Union Provide us with your identification and a minimum deposit of $25.00 into a share/savings account for your membership.Softite Community Federal Credit Union’s field of membership shall be limited to those having the following
(740) 472-1641 Lender's profile and map Reviews Woodsfield Savings Bank 600 Lewisville Road, Woodsfield, OH, 43793 Woodsfield Savings Bank was established in 1887 as Woodsfield Building and Loan. Over the years, our name has changed to Woodsfield Savings and Loan and then to our current name in 1995 of Woodsfield Savings Bank. We have grown leaps and bounds since then. We now have two locations, our main office in Woodsfield and since 2017, our branch in Barnes
(724) 816-0571 Lender's profile and map Reviews Lyonsgate Funding LLC 3004 Hamilton Street, Jefferson Hills, PA, 15025 Lyonsgate Funding LLC started in May, 2020 and is a woman-owned family business. Jessica Lyons is the owner with 19 years experience in the Industry. We are your Pennsylvania Mortgage Experts focusing on Residential purchases and refinances. Experts focusing on Residential purchases and refinances. We offer Conventional, FHA, VA, USDA, etc
(740) 859-4922 Lender's profile and map Reviews YTR Community Federal Credit Union 134 3rd Street, Tiltonsville, OH, 43963 YTR Community Federal Credit Union exists to encourage thrift among our members, provide credit for prudent and productive purposes, and provide financial services which will better our members' lives and our community as well. If you live, work, or worship in our area, you can join YTR Community Federal Credit Union!
(412) 409-9000 Lender's profile and map Reviews Brentwood Bank 411 Mcmurray Road, Suite 200, Bethel Park, PA, 15102 Brentwood Bank is a full service Community Bank in the South Hills communities of Pittsburgh, as well as Beaver County. For more than 95 years, we've operated on the principal that banking is a people business. We take pride in maintaining longstanding traditions of strength, service and trust.
(412) 854-4448 Lender's profile and map Reviews Pennsylvania-American Water Federal Credit Union 6050 Library Road, Bethel Park, PA, 15102 At Pennsylvania-American Water Federal Credit Union. We offer numerous services for all your financial needs. A warm welcome is extended to all our prospective new members. Hopefully we can provide a pleasant & profitable place for you & your family to save & borrow money. We are a Federally insured credit union originally chartered in 1974.