In 2026, the USDA loan cap in Fairmont, within Marion County, WV, stands at $336,500, whereas for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to scrutinize the best current rates between USDA and FHA options. This calculator aids in determining the required income, credit score, reserves, and necessary documents for eligibility. Our advanced mortgage calculator allows you to contrast USDA, FHA, Conforming, and VA loans concurrently, helping you choose the program that aligns best with your financial conditions in Alabama.
2026 Loan Limits and Down Payment Requirements in Fairmont, Marion County, WV
Loan Type
Loan Limit
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Fairmont, WV
Lendersa® is dedicated to finding you the most suitable USDA or FHA loan quickly and with minimal effort. You can choose from three different starting options that help connect you to appropriate lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture—sometimes referred to as a USDA rural development loan or USDA mortgage—is accessible exclusively in rural areas. Contrary to FHA loans that necessitate at least a 3.5% down payment, USDA loans demand no down payment at all.
We at First Exchange Bank strive to provide financial solutions in real life. We understand that every individual has unique needs and, to that end, we provide a variety of services and experts to help you understand which are right for you. We are thrilled to have been serving our community since 1932.
Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong.
We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.
The United Federal Credit Union is a federal credit union chartered in 1973. A Federal Credit Union is a cooperative, not for profit financial institution chartered by the federal government. We are dedicated to the concept of “people helping people”. We serve employee groups, associations
200 Fort Pierpont Dr, Suite 105, Morgantown, WV, 26508
Lends in West Virginia
Premier Bank is a full-service community bank conveniently located throughout Ohio, Indiana, Michigan and Pennsylvania. Offering personalized service and a comprehensive range of financial solutions for consumers and commercial businesses, Premier Bank remains locally focused to understand our customers.
Morgantown AES Federal Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all types of loans from home & auto to recreation. Get in touch with us today.Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all
The WVU Employees' Federal Credit Union was chartered as a not-for- profit organization by the NCUA, a Federal agency. The Credit Union is owned entirely by its members and is operated for them exclusively. The philosophy of "people helping people" is carried out by its savings and lending services. Members' savings provide the lending funds.
5000 Hampton Center, Suite 4, Morgantown, WV, 26505
Lends in West Virginia
At Premier Mortgage, we understand and appreciate the one-on-one attention that a family owned business can provide. We know how difficult buying a home can be and want to be there for you when you need help with such a large investment in your life. Let us do the work for you while you enjoy buying and/or improving your dream home.
101 Suncrest Towne Centre Dr, Morgantown, WV, 26505
Lends in West Virginia
Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span six states with meaningful market share.
Since 1922, Citizens Bank of Morgantown has provided quality, personal, financial services to the citizens of Morgantown and Monongalia County. We are headquartered in the heart of downtown Morgantown, at the corner of High and Walnut streets. We have always been focused on this community.
