USDA VS FHA in Fairmont, Marion County, WV

In 2026, the USDA loan cap in Fairmont, within Marion County, WV, stands at $336,500, whereas for a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to scrutinize the best current rates between USDA and FHA options. This calculator aids in determining the required income, credit score, reserves, and necessary documents for eligibility. Our advanced mortgage calculator allows you to contrast USDA, FHA, Conforming, and VA loans concurrently, helping you choose the program that aligns best with your financial conditions in Alabama.

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2026 Loan Limits and Down Payment Requirements in Fairmont, Marion County, WV

Loan Type Loan Limit Down Payment Required
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Fairmont, WV

Lendersa® is dedicated to finding you the most suitable USDA or FHA loan quickly and with minimal effort. You can choose from three different starting options that help connect you to appropriate lenders and USDA loan programs.

Lendersa USDA loan request and results

Defining USDA Loans in WV

The USDA home loan, backed by the Department of Agriculture—sometimes referred to as a USDA rural development loan or USDA mortgage—is accessible exclusively in rural areas. Contrary to FHA loans that necessitate at least a 3.5% down payment, USDA loans demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Consumer Credit Union
  • 3634 E Andrew Johnson Highway, Greeneville, TN, 37745
  • Founded in 1953, Consumer Credit Union is a state charted, member owned financial institution with assets of $475 million. We are dedicated to providing our members with exceptional service. At Consumer Credit Union your savings are federally insured up to at least $250, 000 and backed by the full faith and credit of the United States.

  • Southern Finance Co
  • 1200 Snapps Ferry Road, Greeneville, TN, 37745
  • Southern Finance has been providing financial services to consumers in East Tennessee and Southwest Virginia since 1955. Southern Finance is a consumer finance company with four convenient locations to serve you. We've added technology that makes loan approvals faster and easier. We've opened new locations to make it easier for you to do business.

  • Elementary Lending
  • 45693 Hayes Road, Shelby Township, MI, 48315
  • Elementary Lending is a Premier Mortgage Brokerage in the Metro Detroit area. Our main focus is to educate our clients on all available options to ensure they are able to get into the program that best fits their goals. Our amazing team will help every client with a simplified and transparent process.

  • Zana Financial & Equity Group Inc
  • 14121 Lakeside Boulevard North, Shelby Township, MI, 48315
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  • Assured Capital Funding Inc.
  • 14203 Rick Dr, Utica, MI, 48315
  • Local mortgage broker located in Shelby Township, Michigan. Offering all types of mortgages. Conventional, FHA, VA, USDA/Rural Development. Second Mortgages and HELOCS. 0% Down Payment programs available for first-time home buyers. We are mortgage experts that find solutions to work with all types of credit profiles and borrowers'

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  • 5725 North 5th Street, Philadelphia, PA, 19120
  • "Vihi Financial was established in 1996 to service the people of Pennsylvania. We've gained the trust of our customers by finding the best financial solutions through our dedication to quality customer service.
    We are licensed as insurance broker in PA and NJ. We are also licensed as PA Mortgage Broker in PA"

  • EA Lending LLC
  • 5923 N 5th Street, Philadelphia, PA, 19120
  • I'm here to solve that for you. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation & make sure that you get a low rate mortgage without the stress & hassle that's normally associated with it. Feel free to call me direct or if you prefer you can email me. Paul Kwon

  • Lakeside Advantage Mortgage Inc
  • 50712 Van Dyke Avenue, Shelby Township, MI, 48317
  • Lakeside Advantage Mortgage is focused on helping clients with their home financing needs throughout the state of Michigan. We’re committed to educating the client on the best loan programs available in an ever changing market place. Whether you are looking for a new home, refinancing your existing home or changing the loan term.

  • Younited Mortgage LLC
  • 8641 Hall Road, Suite 4, Utica, MI, 48317
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  • Fieldstone 1st Mortgage
  • 8344 Hall Rd, Suite 215, Utica, MI, 48317
  • Fieldstone 1st Mortgage was grown out of the idea that there needed to be a fundamental change in the way mortgage transactions were done. In a time where phone calls were left unanswered, text messages left unnoticed, and emails left unread, we sought to make sure that client service always remained our number one priority.

  • Peoples Transport Federal Credit Union
  • 136 W Kings Highway, Mount Ephraim, NJ, 08059
  • The mission of the Peoples Transport Federal Credit Union is to provide high quality financial services to our members and pensioners in a safe and secure professional environment. When you join the Peoples Transport Federal Credit Union, you open a "Share" (Savings) Account and literally become part-owners of the credit union.

  • Affordable Mortgage Partners PC
  • 7461 Steeplechase Dr., Saline, MI, 48176
  • Our journey began late in 2012, with the principles of honesty, integrity, and transparency cemented in our company mission. Our client focused approach allows our team to provide tailored financing solutions to your unique situation. We remain highly competitive in the marketplace by offering our clients guaranteed rates at wholesale pricing.