USDA Vs. FHA Pro and Con comparison in Grafton, Taylor County, WV

In 2026, the USDA loan limit for Grafton, within the county of Taylor, WV is $336,500, whereas the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator helps you compare today's best USDA vs FHA rates and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side to assist you in choosing the right program for your specific financial situation in .

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Loan Limits and Downpayment Requirements for 2026 in Grafton, County of Taylor, WV

Type of Loan Ceiling Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Grafton, WV

Lendersa® aims to secure the optimal USDA or FHA loan for you swiftly and efficiently. Choose from three pathways that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WV

The USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or mortgage and is available only in rural areas. In contrast to FHA loans that require a minimum of 3.5% down payment, a USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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