FHA Vs. USDA loan program for Grafton, Taylor County, West Virginia

In 2025, USDA loan limit in Grafton, county of Taylor, WV is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Grafton, WV

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in West Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(603) 224-7731 516 miles Lender's profile and map Reviews New Hampshire Federal Credit Union 70 Airport Road, Concord, NH, 03301 NH Federal Credit Union is a full-service financial institution. You will find some of the best rates for savings and loans in NH, along with very low fees. As a not-for-profit financial cooperative, we are owned by the people we serve - the employees and immediate family members of more than 150 employers throughout NH.
(855) 887-5430 516 miles Lender's profile and map Reviews EDvestinU - New Hampshire Higher Education Loan Corporation (NHHELCO) 4 Barrell Court, Concord, NH, 03301 EDvestinU® is the private student loan program of the nonprofit NHHEAF Network. EDvestinU’s mission is to provide affordable college funding options to students nationwide. With industry–leading rates and nationally recognized loan servicing, students, parents & post-secondary schools can have every confidence that EDvestinU borrowers are provided.
(706) 443-5010 516 miles Lender's profile and map Reviews STATEWIDE MORTGAGE, LLC 316 South Lewis Street, Lagrange, GA, 30241 Statewide Mortgage Group is a wholesale mortgage broker licensed in 10 states. The Georgia Branch is focused on the local market, providing the best programs available to facilitate the growth and stabiltiy of our community. Mortgage Group is a wholesale mortgage broker licensed in 10 states.
(270) 655-6921 516 miles Lender's profile and map Reviews Citizens Deposit Bank of Arlington, Inc. 1 Walnut Street, Arlington, KY, 42021 Citizens Deposit Bank is a community owned bank rooted in Western Kentucky. The bank was chartered by the Commonwealth of Kentucky in 1949 & continues to serve the needs of citizens of Carlisle, Hickman, Ballard & surrounding counties. Our reputation of being a hometown bank with excellent customer service is known throughout the counties we serve.
(877) 698-3278 516 miles Lender's profile and map Reviews Bank of Springfield 3400 Wabash Ave, Springfield, IL, 62711 BOS is a bank and financial services provider with branches in Springfield, Chatham, Jacksonville, Quincy, Staunton, Glen Carbon, Swansea, and Shiloh, Illinois and Brentwood, Missouri. Visit our website for a full list of locations and hours. https://www.bankwithbos.com/locations.php
(217) 993-6260 516 miles Lender's profile and map Reviews Prairie State Bank and Trust 3751 W Wabash, Springfield, IL, 62711 Prairie State Bank & Trust is a community Bank with over $700 million in total assets, over 150 employees and 20 Bank locations throughout central Illinois. Prairie State Bank & Trust is the successor to a group of smaller community Banks acquired as early as 1968. We merged these Banks together over the past 20 years.
(888) 821-7729 516 miles Lender's profile and map Reviews BancMac/Community Banc Mortgage Corp 3200 W Iles Ave, Springfield, IL, 62711 Our commitment is to your success and that of your customers. That's why we offer a professional sales and service network designed to move your business forward by generating quick fundings, offering the most innovative products and programs and working with you to provide fast answers, fast decisions and fast purchases.
(217) 787-3100 516 miles Lender's profile and map Reviews Town and Country Bank 3601 W. Wabash Ave., Springfield, IL, 62711 At Town and Country, you’ll work with dependable, local mortgage professionals who put years of experience to work in order to assist you in getting into the home of your dreams. Our intimate knowledge of Central Illinois real estate is essential to finding a custom mortgage loan to fit your needs.
(912) 386-4700 516 miles Lender's profile and map Reviews Mount Vernon Bank 101 Railroad Avenue, Mount Vernon, GA, 30445 MOUNT VERNON BANK was chartered and is what we know today as the oldest bank in this area. The officer’s in 1901 were as follows; President, Dr. J.H. McArthur, Vice-President, Alex McArthur, Cashier, W.A. Peterson; Director’s W.H. McQueen, L.B. McLemore, D.A. McRae, William H. Arthur and Joseph W. Sharpe
(217) 324-6161 516 miles Lender's profile and map Reviews LITCHFIELD NATIONAL BANK 316 N. State St., Litchfield, IL, 62056 Litchfield National Bank was organized in 1907 originally as a state bank known as First State & Savings Bank. On September 19, 1911, it was converted to a National Banking Association. Former bank presidents include M.M. Morrison, T.T. Lackey, Herb Herrick, Charles McBride and Leighton Wesley Cline.
(217) 324-2105 516 miles Lender's profile and map Reviews The First National Bank of Litchfield 324 North State, Litchfield, IL, 62056 The First National Bank of Litchfield is based in Litchfield, Illinois, a town located near I-55 midway between Springfield, Illinois and St. Louis, Missouri. Our bank has been at the same downtown location since 1860, when it was operated as a private bank until receiving its National Bank Charter in 1889.