USDA VS FHA in Westover, Monongalia County, WV

For 2025, the USDA loan limit in Westover, within the county of Monongalia, WV is set at $336,500. Meanwhile, the FHA ceiling for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to weigh today's best rates between USDA and FHA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side-by-side to guide your decision on the best option for your financial needs, particularly in .

Examine offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Westover, County of Monongalia, WV

Loan Type Max Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Westover, WV

Lendersa® aims to connect you with the best USDA or FHA loans quickly and effortlessly. Opt for one of the three available paths leading to suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WV

A USDA home loan is a government-backed option, also recognized as a USDA rural development loan or mortgage, exclusively available in rural areas. Unlike FHA loans that need at least a 3.5% down payment, no down payment is required for a USDA loan.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • RANTAX INC
  • 9223 Archibald Avenue, Suite J, Rancho Cucamonga, CA, 91730
  • We specialize in income tax preparation for individuals, small businesses and corporations. Our goal is to make tax time as painless as possible for our clients. We understand our customers have different priorities and we try to meet those expectations. Our prices are very competitive and we are open year-round to serve you.
  • Oikos Mortgage Funding
  • 11660 Church Street, Unit 124F, Rancho Cucamonga, CA, 91730
  • Oikos Mortgage Funding understands that borrowing and lending money can be a long tedious process, particularly if all parties involved don’t have the same intention. We understand that every borrower’s and lender’s situation is unique, therefore we provide a varied array of loan products.
  • Econ Financial Group., Inc
  • 10722 Arrow Route, Suite 816, Rancho Cucamonga, CA, 91730
  • Our mission is to serve our customers with honesty and integrity while providing the highest quality of service. Our goal is to provide you with a home loan at the lowest interest rate and closing costs possible. We understand the loan process can be overwhelming, thats why our team of experts help borrowers overcome roadblocks along the way.
  • YSN Financial Corp
  • 8333 Foothill Boulevard, Suite 202, Rancho Cucamonga, CA, 91730
  • YSN Financial Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • Devine
  • 9567 Arrow Route, Suite A, Rancho Cucamonga, CA, 91730
  • DEVINE take pride in not being your cliche one size fits all real estate or property management company. Combining our team of experienced real estate experts and professional multimedia designers allows us to offer a powerful marketing strategy designed to effectively attract and engage the modern day real estate consumer market
  • Chris Armen
  • 8439 White Oak Ave, Suite 102, Rancho Cucamonga, CA, 91730
  • Chris Armen Real Estate and Finance We are out of the box game changers, natural born strategists and problem solvers doing it our way since day one. Our brand of Real Estate. Whether its a sale, purchase or refinance, our heart, soul and collective being go into your transaction.
  • Smart Sell Real Estate
  • 9220 Haven Avenue, Suite 108, Rancho Cucamonga, CA, 91730
  • "Our mission is to redefine real estate in the customer's favor. We understand that buying or selling a home is more than just a transaction: it’s a life-changing experience. That’s why our team of highly-seasoned real estate professionals is dedicated to providing exceptional,"
  • Carmel Financial
  • 11010 Arrow Route, Suite 106, Rancho Cucamonga, CA, 91730
  • Carmel Financial Corporation became an emerging leader among lenders in the United States. The company’s unique financing programs have established it as a dominate fixture in the in-home water treatment industry, and made it a growing force in the home improvement products industry.
  • Empire Mortgage
  • 9227 Haven Avenue, Suite 275, Rancho Cucamonga, CA, 91730
  • Empire Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family