FHA Vs. USDA loan program for Morgantown, Monongalia County, West Virginia

In 2025, USDA loan limit in Morgantown, county of Monongalia, WV is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Morgantown, WV

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in West Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(308) 237-7711 Lender's profile and map Reviews Exchange Bank. 8008 W. Dodge Rd, Omaha, NE, 68114 A great deal has changed since Exchange Bank was chartered in 1894. Most notably, technology is now a central part of people’s daily lives. Mobile banking, facial recognition software, and paperless payments are the new normal, allowing customers to accomplish tasks from virtually anywhere, at any time.
(402) 399-5079 Lender's profile and map Reviews American National Bank 8990 W Dodge Rd, Omaha, NE, 68114 We believe in celebrating the hard work, innovation, courage, and determination of our clients, whether they're applying for a new business loan or opening up their first savings account. We get to know our clients so we can help guide them on the best path possible. We built American National Bank over 100 years ago with the same curiosity.
(402) 505-7180 Lender's profile and map Reviews Goodman Mortgage Corporation 801 N 96th St, Suite 2592, Omaha, NE, 68114 Goodman Mortgage Corporation is a locally owned and operated Mortgage Brokerage with over 30 years mortgage and lending experience. We have a personal interest in the people and families in the Nebraska and Iowa area. It has always been and always will be our community, too! We have the experience to identify.
(402) 502-6501 Lender's profile and map Reviews Finance 1 LLC 1005 S 76th St, Suite 102, Omaha, NE, 68114 Finance1 provides professional mortgage service, helping you find accurate answers to important questions regarding mortgage rates, refinancing, savings, and smart investment options. We protect your best interest, so whether it be refinancing a current mortgage or purchasing a new home, we have you covered through a quick and informative process.
(402) 504-1996 Lender's profile and map Reviews Mortgage Specialists, LLC 8420 W Dodge Rd, Suite 113, Omaha, NE, 68114 We’re a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future. We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, needs and goals
(402) 571-8444 Lender's profile and map Reviews Heartland Area Federal Credit Union 6111 N 72 Street, Omaha, NE, 68134 Heartland Area Federal Credit Union has been open since 1954. The credit union has assets totaling $22.35 Million and provides banking services to more than 1, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(402) 492-9100 Lender's profile and map Reviews First Nebraska Credit Union 10655 Bedford Avenue, Omaha, NE, 68134 First Nebraska Credit Union is a member-owned, not-for-profit financial cooperative. We offer many of the same services you find at other financial institutions, however we are motivated by service rather than profit. Our focus is “People Helping People” and our goal is to strengthen the financial well-being of our members.
(507) 376-9747 Lender's profile and map Reviews FIRST STATE BANK SOUTHWEST 1433 Oxford Street, Worthington, MN, 56187 At First State Bank Southwest, we are truly a community bank and are very proud of that fact. With ownership and directors residing in the area, we can make decisions very rapidly and can be flexible and sensitive to the needs of our customers. The First State Bank Southwest was chartered in 1903 and now has offices in six locations to help.
(402) 509-4115 Lender's profile and map Reviews Pitch Edison Financial 1243 Golden Gate Drive, Papillion, NE, 68046 Pitch Edison provides personal mortgages to individuals in Nebraska looking to begin the next chapter in their life. As a local company, we are well versed in all types of loans including, conventional, FHA, USDA, and refinances. Our model allows us to create a custom experience in order to tailor a loan that's right for you!
(402) 292-8000 Lender's profile and map Reviews Cobalt Credit Union 7148 Towne Center Parkway, Papillion, NE, 68046 Cobalt Credit Union is locally owned by its members and recognized for its community involvement. Motivated by member service rather than profit, the credit union’s focus is on providing safety, soundness and convenience to its membership. Cobalt Credit Union is a financial partner for life, helping members with banking, financial planning.
(620) 364-8472 Lender's profile and map Reviews First National Bank of Kansas 600 N 4th Street, Burlington, KS, 66839 First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902. Our mission is to meet the needs of the market we serve by providing community leadership.