In 2026, the USDA loan limit for Morgantown in Monongalia county, WV is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Utilize Lendersa®'s USDA loan calculator to compare the leading USDA and FHA rates, and determine the required income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA options side by side to find the best fit for your financial position in Alabama.
Reviewing 2026 Loan Limits and Down Payment Needs in Morgantown, Monongalia County, WV
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional
$726,200
3%
Exploring USDA and FHA Loan Pathways in Morgantown, WV
The aim of Lendersa® is to quickly connect you with the ideal USDA or FHA loan, free from hassle. Choose one of three paths to match with lenders and find suitable USDA loan programs.
A USDA loan is a government-backed mortgage from the Department of Agriculture, also known as a USDA rural development loan, available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none.
Morgantown AES Federal Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all types of loans from home & auto to recreation. Get in touch with us today.Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all
The WVU Employees' Federal Credit Union was chartered as a not-for- profit organization by the NCUA, a Federal agency. The Credit Union is owned entirely by its members and is operated for them exclusively. The philosophy of "people helping people" is carried out by its savings and lending services. Members' savings provide the lending funds.
5000 Hampton Center, Suite 4, Morgantown, WV, 26505
Lends in West Virginia
At Premier Mortgage, we understand and appreciate the one-on-one attention that a family owned business can provide. We know how difficult buying a home can be and want to be there for you when you need help with such a large investment in your life. Let us do the work for you while you enjoy buying and/or improving your dream home.
101 Suncrest Towne Centre Dr, Morgantown, WV, 26505
Lends in West Virginia
Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span six states with meaningful market share.
Since 1922, Citizens Bank of Morgantown has provided quality, personal, financial services to the citizens of Morgantown and Monongalia County. We are headquartered in the heart of downtown Morgantown, at the corner of High and Walnut streets. We have always been focused on this community.
The United Federal Credit Union is a federal credit union chartered in 1973. A Federal Credit Union is a cooperative, not for profit financial institution chartered by the federal government. We are dedicated to the concept of “people helping people”. We serve employee groups, associations
200 Fort Pierpont Dr, Suite 105, Morgantown, WV, 26508
Lends in West Virginia
Premier Bank is a full-service community bank conveniently located throughout Ohio, Indiana, Michigan and Pennsylvania. Offering personalized service and a comprehensive range of financial solutions for consumers and commercial businesses, Premier Bank remains locally focused to understand our customers.
We at First Exchange Bank strive to provide financial solutions in real life. We understand that every individual has unique needs and, to that end, we provide a variety of services and experts to help you understand which are right for you. We are thrilled to have been serving our community since 1932.
Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong.
We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.
