USDA Loan Vs. FHA loan for Morgantown, WV [Monongalia County Rates 2023]

In 2025, USDA loan limit in Morgantown, county of Monongalia, WV is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Morgantown, WV

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in West Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(256) 585-2000 496 miles Lender's profile and map Reviews MidTown Mortgage Company 500 Providence Main St, Suite 2, Huntsville, AL, 35806 We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs & we will find the loan that best suits your needs.
(920) 693-8256 496 miles Lender's profile and map Reviews Cleveland State Bank WI 1250 West Washington Avenue, Cleveland, WI, 53015 We pride ourselves on being a community bank that offers the capabilities of a big bank while staying dedicated to the well-being of our clients. We value giving back to our community by focusing on the needs of local organizations, businesses and families. Our Vision is Building financial foundations for successful client relationships.
(256) 533-0541 496 miles Lender's profile and map Reviews Rocket City Federal Credit Union 2200 Clinton Ave, Huntsville, AL, 35805 At Rocket City Federal Credit Union, we are members helping members. As we continue to grow and support our community, we remember our humble beginnings and give thanks to all of our members and affiliations. We were built on the foundation of our members, which is why we will always work hard for you.
(800) 234-1234 496 miles Lender's profile and map Reviews Redstone Federal Credit Union 220 Wynn Dr NW, Huntsville, AL, 35805 Redstone Federal Credit Union has been proudly serving the Tennessee Valley since 1951 and now has more than 400,000 members. Redstone has over 4 billion in assets and 25 branch locations in Northern Alabama and Southern Tennessee. As the largest credit union in the state of Alabama and ranked among the Top 20 federal credit unions
(256) 990-5789 496 miles Lender's profile and map Reviews Alabama Mortgage Lending 3316 Bob Wallace Avenue, Huntsville, AL, 35805 Alabama Mortgage Lending committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(618) 524-2161 496 miles Lender's profile and map Reviews City National Bank. 423 Ferry Street, Metropolis, IL, 62960 City National Bank, established in 1907, is a community bank located in Massac County, Illinois. CNB serves the surrounding areas by offering banking services to individuals, families, businesses and farmers from its two Metropolis, Illinois locations. City National Bank provides the tools to help you keep up and bank on your schedule.
(603) 595-7699 496 miles Lender's profile and map Reviews Alpha Mortgage & Financial Services Inc 142 Main Street, Suite 219, Nashua, NH, 03060 Alpha Mortgage & Financial Services, Inc. and her staff have 25 + years experience in Finance, Real Estate, and helping borrowers acquire homeownership. Efstathia's mission is to serve her customers with honesty, integrity and competence and Her goal is to provide Residential & Commercial Financing to her clients.
(781) 471-4427 496 miles Lender's profile and map Reviews Northstar Mortgage Corp 555 High St, Suite 302, Westwood, MA, 02090 We have been helping our clients finance their homes in the Commonwealth of Massachusetts since 1990. Our value proposition is simple: we take the time to understand your needs and provide personal service you can rely on. Buyer’s agents love working with us because we don’t just pull a credit report like so many big banks often do.
(781) 389-4060 497 miles Lender's profile and map Reviews Mortgage Resources 175 Highland Ave, Suite 303, Needham Heights, MA, 02494 Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists
(781) 455-6500 497 miles Lender's profile and map Reviews Direct Federal Credit Union 50 Cabot St, Needham Heights, MA, 02494 Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk
(617) 951-2600 497 miles Lender's profile and map Reviews Fantini & Gorga LLC 197 First Avenue, Needham Heights, MA, 02494 Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations. Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.