USDA and FHA Pro and Con in Pleasant-Valley, Marion County, WV

In 2025, the USDA loan limit for Pleasant-Valley, located in the county of Marion, WV, is set at $285,000. By comparison, the FHA limit for a single-family home is $356,362.

Employ the Lendersa® USDA loan calculator to evaluate and contrast the most competitive USDA and FHA rates available today. Determine the necessary income, credit score, reserves, and documents for approval. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side-by-side, aiding in deciding which option fits best with your financial conditions, particularly in .

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Loan Limits and Downpayment Requirements for 2025 in Pleasant-Valley, County of Marion, WV

Loan Type Loan Ceiling Initial Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Choices in Pleasant-Valley, WV

The mission of Lendersa® is to facilitate your swift and smooth access to the most suitable USDA or FHA loan. Begin with one of three approaches to match with lenders providing USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in WV?

A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is exclusively obtainable for rural neighborhoods. Contrary to FHA loans, which demand at least a 3.5% down payment, no such initial payment is required for a USDA mortgage.

Enter your location to find out if it qualifies for USDA rural housing loan?



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