USDA Vs. FHA your options comparison in Philippi, Barbour County, WV
In 2026, the USDA loan limit for Philippi, within Barbour, WV, is $336,500, whereas the FHA cap for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast the current top rates for USDA versus FHA loans. Identify the necessary income, credit, reserves, and paperwork required for qualification. Our advanced mortgage calculator features USDA, FHA, Conforming, and VA programs side by side to help you choose the optimal option for your financial needs, particularly in .
2026 Loan Limits and Downpayment Requirements in Philippi, County of Barbour, WV
Loan Type
Max Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Philippi, WV
Lendersa® aims to present you with the finest USDA or FHA loan options swiftly and without hassle. Choose from three pathways to find lenders and USDA loan programs that meet your needs.
A USDA home loan, offered through the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is solely available for rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, a USDA loan demands no down payment at all.
United Hospital Center Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the United Hospital Center Federal Credit Union will continue a sound yet progressive asset management strategy
Davis Trust Company was founded on June 17th of 1901 by former US Senator Henry Gassaway Davis. Henry G. Davis is responsible for the formation of many local landmarks in Elkins, WV such as Davis & Elkins College including the historic mansions, Halliehurst and Graceland, as well as Davis Memorial Hospital.
Citizens Bank opened its doors January 22, 1924 and has since continued to be a viable community bank, with many of our employees and officers involved in the respective communities they serve. The Board, management and staff of Citizens Bank remain committed to a long-term, personal approach to banking that puts our customers first and foremost.
The mission of the HomeOwnership Center is to strengthen the communities of North Central West Virginia by creating and supporting successful home owners through mortgage lending, credit counseling, financial advising and home buyer education. Empowering and inspiring families to achieve financial confidence and the dream of home ownership.
Home Federal Credit Union (formerly known as CWV TEL Federal Credit Union) has been open since 1950 with assets totaling $34.47 Million and providing banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
CAPE Federal Credit Union currently serves those who live, work, worship or attend school in Harrison County. CAPE will also partner with businesses like yours to become members of our Credit Union! Credit Union currently serves those who live, work, worship or attend school in Harrison County.
We at First Exchange Bank strive to provide financial solutions in real life. We understand that every individual has unique needs and, to that end, we provide a variety of services and experts to help you understand which are right for you. We are thrilled to have been serving our community since 1932.
Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong.
We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.
The Citizens Bank of Weston has been serving the people of Lewis and surrounding counties for 120 years. In 1891 the bank received its charter. The doors were opened for business in February of 1892. On October 1, 1894, the bank employed Thomas A. Whelan who was to become a banking legend in Lewis County.
