FHA Vs. USDA loan program for Philippi, Barbour County, West Virginia

In 2025, USDA loan limit in Philippi, county of Barbour, WV is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Philippi, WV

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in West Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(815) 938-3121 541 miles Lender's profile and map Reviews Solutions Bank 200 Main Street, Forreston, IL, 61030 Our vision is to enhance the quality of life for our customers, staff, and community through innovative and personal experiences that build deep, lifelong relationships. Our mission is to inspire and implement solutions that allow our customers to focus less on banking transactions and more on what matters most to them.
(205) 879-7775 541 miles Lender's profile and map Reviews MCGOWIN-KING MORTGAGE 2 Office Park Cir, Suite 103, Birmingham, AL, 35223 Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.
(205) 776-8400 541 miles Lender's profile and map Reviews ASSURANCE FINANCIAL, LLC 500 Office Park Dr, Suite 410, Birmingham, AL, 35223 Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time
(608) 897-2121 541 miles Lender's profile and map Reviews Bank of Brodhead 806 East Exchange Street, Brodhead, WI, 53520 Our Vision is to be a strong, stable, independent community Bank built on the community’s trust since 1896. We will reaffirm that trust daily by delivering financial solutions and striving to remain a dependable partner—consistently delivering exceptional outcomes to everyone, fairly and equitably.
(608) 882-5200 541 miles Lender's profile and map Reviews UNION BANK & TRUST COMPANY PO Box 409, Evansville, WI, 53536 Union Bank & Trust Company began serving the Evansville community as Grange Bank in 1897. In 1916, it was acquired by Gertrude Eager and operated by her son, Leonard Eager. In 2016, we celebrate our centennial anniversary of Eager family community banking. At the same time, we honor the 150th birthday of the place our story began.
(205) 328-4371 541 miles Lender's profile and map Reviews ACIPCO Federal Credit Union 1501 31st Avenue North, Birmingham, AL, 35207 ACIPCO Federal Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial services designed to help them enjoy a better way of life. Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial
(815) 626-8181 542 miles Lender's profile and map Reviews Select Employees Credit Union 2412 Freeport Road, Sterling, IL, 61081 The Select Employees Credit Union recently revised our Mission and Vision statements and added a Values statement as part of our Strategic Plan. What is the purpose of these and why are they important A vision is a shared image of what we want our organization to be or become, particularly in the eyes of our members.
(815) 626-0614 542 miles Lender's profile and map Reviews Sterling Federal Bank 110 E 4th St, Sterling, IL, 61081 We’ve been serving families in Northwest Illinois (and, more recently, Northeast Iowa) since 1885. There were just 38 states when Sterling Federal Bank was born; Grover Cleveland was President of the United States; and our hometown of Sterling, IL was only about 50 years old. Sterling Federal is even older than the Federal Reserve Bank
(309) 358-1415 542 miles Lender's profile and map Reviews Bank of Yates City 107 E Main Street, Yates City, IL, 61572 The Bank of Yates City is an independent, full service bank serving consumers, small business, and agricultural customers. We will promote and invest in the well-being of the community. We have a commitment to delivering the highest quality products and services to our customer base and are dedicated to accommodating the growing demand.
(618) 462-7000 542 miles Lender's profile and map Reviews Liberty Bank 2403 Homer M Adams Pkwy, Alton, IL, 62002 Liberty Bank, headquartered in Alton, Illinois, was founded by area businessmen in 1994. Expanding to Godfrey in 1997 and Bethalto in 2006, it has since grown to include a total of four locations serving Madison County. In 2017, Liberty Bank joined United Community Bank and now includes more than 100 Bank & ATM locations
(618) 462-5229 542 miles Lender's profile and map Reviews State Employees Credit Union 4500 College Avenue, Suite 200, Alton, IL, 62002 State Employees Community Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the State Employees Community Credit Union will continue a sound yet progressive asset management strategy