USDA and FHA Pro and Con in Bridgeport, Harrison County, WV

In 2026, the USDA loan cap for Bridgeport, Harrison County, WV is $336,500, and the FHA cap for a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to compare current USDA versus FHA rates and understand the income, credit, reserves, and documentation needed to qualify. Our advanced calculator presents USDA, FHA, Conforming, and VA loans side by side to help you identify the best program for your financial needs in Alabama.

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Loan Limits and Down Payment Requirements for 2026 in Bridgeport, Harrison County, WV

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bridgeport, WV

The goal of Lendersa® is to swiftly help you secure the best USDA or FHA loan without hassle. Choose one of three options to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in WV

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available only in rural areas, it does not require a down payment, unlike FHA loans, which require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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